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Welcome to The Plymouth in Bay Terrace’s sought-after Section 8 Co-Op community! This spacious Junior 4 offers perfect blend of comfort, space, and flexibility. This large one-bedroom unit comes with a convertible dining area—ideal for use as a second bedroom, home office, or den. This desirable E-line unit is filled with natural light and features a spacious primary bedroom with serene views. The apt has a generous foyer that leads to a beautifully updated eat-in kitchen. The L-shaped layout provides excellent flow, while hardwood floors throughout create a warm and inviting atmosphere. Enjoy peaceful views of the tree-lined street from your windows. The kitchen is thoughtfully designed, while the bathroom showcases a fully enclosed tub. The homeowner just replaced A/C, refrigerator, and the toilet. The unit also has beautiful hardwood floors run throughout and abundant storage adds convenience. An assigned parking space for one car is also included. The building offers excellent amenities, including an elevator, playground, common laundry room, secure gated seating area, and a playground. Residents enjoy a fantastic location just moments from Bayside Marina, Fort Totten, Little Bay Park, shopping, dining, schools, and more. Commuters will appreciate the easy access to the Clearview Expressway, Cross Island Parkway, and nearby Q28, QM2, QM32, and QM20 bus lines. Monthly maintenance covers all utilities—electric, gas, heat, hot water, and trash—making budgeting simple. (Internet and cable not included. ) With optional air conditioning available at $30 per unit. Assigned parking is offered for just $40/month. Don’t miss your chance to own this bright, versatile, and move-in ready home in a well-kept building with unbeatable convenience and amenities. FYI. . . the brick you see in the unit photos is wall paper.
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Our Executive Mortgage Banker:
Our Insurance Division:
$230,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $184,000 | $184,000 | $184,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.132% | 5.541% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,030 | $1,102 | $1,479 |
| Total Monthly Payment | $1,105 | $1,177 | $1,554 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.