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Tucked away just minutes from downtown Safety Harbor is the quiet and tranquil community of Sunfish Bay. This condominium offers the comforts and features of a single-family home but without maintenance. Real wood flooring guides you through the main level of the condominium, opening up to the lovely living room with fireplace and views of the outside from the balcony. Just off the kitchen, the dinette area is ideal as an area to dine or library to make use of the existing decorative shelving. The front bedroom has its bath and small screened-in outdoor sitting area. Adding even more versatility, the room off the living room has a wet bar, French doors and access to another screened balcony area. The vast upstairs loft is open to the main living area and affords any number of uses. Enjoy privacy as the primary bedroom is upstairs, a lovely addition to the unit is the open upper balcony with new outdoor composite decking. Turnkey property as the major components of this condominium have been taken care of such as new interior paint (2023), air conditioner replaced (2024), and refrigerator/microwave (2023). One will enjoy the proximity to downtown Safety Harbor, the access to Cooper Bayou, the community pool and tennis courts, and the trail just outside the community. Need more storage, this unit has a separate garage for your vehicle or outdoor toys. Live a maintenance-free lifestyle without worry of maintaining landscaping, exterior painting, major insurance, cable, water, sewer and more. Qualified buyers may receive a 1% interest rate buydown for the first year paid for by the seller's preferred lender when financing this home (subject to credit approval and program availability).
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $380,000 | $380,000 | $380,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.571% | 6.533% | 5.668% |
| Monthly Tax Payment | $604 | $604 | $604 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,248 | $2,371 | $3,080 |
| Total Monthly Payment | $2,927 | $3,050 | $3,759 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.