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This gorgeous waterfront 4-bedroom, 2 bath Home is your dream come true! Enjoy your early morning cup of coffee sitting at the water’s edge at your own little Bistro table surrounded by lush tropical foliage! The interior features real hardwood floors, soaring exposed Beam hardwood vaulted ceilings, a real wood-burning fireplace and wall to wall views of the water through the Hurricane impact rated oversized windows. The kitchen features granite counters and tile backsplash with oak cabinets, an island and stainless-steel appliances! There is long bench seating with cabinet space under in the dining room below the large windows. The screened in Lanai features a spiral staircase to access the backyard oasis. Very Large attic space. All bedrooms are generously sized, and the primary bedroom features a flex space with water views and would be the perfect office space. The home is elevated and is constructed over heavy steel I beams and concrete to make it Rock Solid! There is sprawling space underneath for parking vehicles and storing watercraft. This home has a newer roof and AC, Hurricane impact resistant windows and no HOA restrictions! There is access to the Alafia River for jet skis, kayaks, or any small watercraft across the street from the pond. The Jacuzzi will convey with the property sale. purchase of all furniture is an option. This home is located near major highways, local attractions, and area beaches. Own this home for a fraction of what it costs to be right on the river as these homes are over $900, 000. 00. There is Deeded access to the Alafia river for boaters a block away but no direct access from the property. Come live the Florida lifestyle at your private resort on the water! Book your tour now! Flood Insurance under $1000. 00 a year!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$494,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $395,200 | $395,200 | $395,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.500% | 5.710% |
| Monthly Tax Payment | $413 | $413 | $413 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,338 | $2,466 | $3,227 |
| Total Monthly Payment | $2,826 | $2,954 | $3,715 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.