4823 ARLINGTON ROAD, Palmetto, FL, 34221 | $1,099,000

Under contract-accepting backup offers. Huge Price Reduction! Motivated Seller Ready for Offers! Seller will consider contribution to Buyer for RATE BUY DOWN and or closing cost. You’ll be hard-pressed to find another home that checks all the boxes like this one. Located high and dry with no flooding from recent storms, this beautifully maintained and much-loved residence offers a true vacation lifestyle every single day. From the charming covered front porch, step through double front doors and experience the WOW factor immediately—an uninterrupted sightline through expansive sliding glass doors to the fully paved pool area and out to open water. This 3-bedroom, 3-bathroom home boasts over $160, 000 in luxury upgrades and improvements, combining quality, style, and comfort. The open-concept design seamlessly connects the kitchen, dining area, and spacious living room, making it perfect for entertaining. The kitchen includes a large pantry and is designed to impress. Nearly every room captures stunning water views, and the layout includes two primary suites one on the main level with direct pool access, and a second upstairs suite with a den/sitting area and an impressive 38-foot closet. Situated on a deep-water lot with a wide panoramic view of Terra Ceia Bay, the property features an upgraded dock over 50 feet long, a spacious entertaining deck, and dual boat lifts supporting 16, 000 lbs. and 9, 000 lbs. , with unobstructed access to the Gulf. Recent updates include: Energy efficiency, storm safety, and peace of mind are prioritized here with a brand-new roof (2025), impact windows, newer HVAC systems and electric hurricane shutters that deploy at the touch of a button. Plumbing throughout to include incoming water supply lines and drain lines, gear driven boat lifts, Maintenance free rear yard with newer turf, new pool equipment, new garage door opener and interior garage access, new carpet in the front bedroom and upstairs primary, underground power from the street, fresh interior paint and new ceiling fans. The fully fenced property has no HOA or CDD, and is surrounded by wonderful neighbors. Conveniently located near I-75, I-275, US-19, and US-41, and just a short ride to the Ellenton outlets, restaurants, hospitals, and only 10 nautical miles to the stunning Gulf beaches of Anna Maria Island, Egmont Key, and more. Don’t miss your chance to own a rare waterfront retreat in one of the most desirable areas—come live where others vacation.

Features

  • Rooms: 11
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Laundry Room
  • Year Built: 1973
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,034
  • Acreage: 0.22
  • Est. Taxes: $15,495
  • Lot Desc: Landscaped
  • View: Water
  • Pool: In Ground
  • Appliances: Cooktop, Dishwasher, Exhaust Fan, Refrigerator
  • MLS#: TB8392059
  • Days on Market: 161 days
  • Website: https://www.raveis.com
    /eprop/TB8392059/4823arlingtonroad_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/8/2025 1:57:13 AM)
Listing courtesy of Re/max Realty Unlimited   Phone: 813-684-0016

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4823 ARLINGTON ROAD, Palmetto, FL, 34221

$1,099,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $879,200 $879,200 $879,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.440% 6.110% 5.952%
Monthly Tax Payment $1,291 $1,291 $1,291
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,061 $5,271 $7,301
Total Monthly Payment $6,477 $6,687 $8,717

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.