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Under contract-accepting backup offers. Huge Price Reduction! Motivated Seller Ready for Offers! Seller will consider contribution to Buyer for RATE BUY DOWN and or closing cost. You’ll be hard-pressed to find another home that checks all the boxes like this one. Located high and dry with no flooding from recent storms, this beautifully maintained and much-loved residence offers a true vacation lifestyle every single day. From the charming covered front porch, step through double front doors and experience the WOW factor immediately—an uninterrupted sightline through expansive sliding glass doors to the fully paved pool area and out to open water. This 3-bedroom, 3-bathroom home boasts over $160, 000 in luxury upgrades and improvements, combining quality, style, and comfort. The open-concept design seamlessly connects the kitchen, dining area, and spacious living room, making it perfect for entertaining. The kitchen includes a large pantry and is designed to impress. Nearly every room captures stunning water views, and the layout includes two primary suites one on the main level with direct pool access, and a second upstairs suite with a den/sitting area and an impressive 38-foot closet. Situated on a deep-water lot with a wide panoramic view of Terra Ceia Bay, the property features an upgraded dock over 50 feet long, a spacious entertaining deck, and dual boat lifts supporting 16, 000 lbs. and 9, 000 lbs. , with unobstructed access to the Gulf. Recent updates include: Energy efficiency, storm safety, and peace of mind are prioritized here with a brand-new roof (2025), impact windows, newer HVAC systems and electric hurricane shutters that deploy at the touch of a button. Plumbing throughout to include incoming water supply lines and drain lines, gear driven boat lifts, Maintenance free rear yard with newer turf, new pool equipment, new garage door opener and interior garage access, new carpet in the front bedroom and upstairs primary, underground power from the street, fresh interior paint and new ceiling fans. The fully fenced property has no HOA or CDD, and is surrounded by wonderful neighbors. Conveniently located near I-75, I-275, US-19, and US-41, and just a short ride to the Ellenton outlets, restaurants, hospitals, and only 10 nautical miles to the stunning Gulf beaches of Anna Maria Island, Egmont Key, and more. Don’t miss your chance to own a rare waterfront retreat in one of the most desirable areas—come live where others vacation.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,099,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $879,200 | $879,200 | $879,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.440% | 6.110% | 5.952% |
| Monthly Tax Payment | $1,291 | $1,291 | $1,291 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,061 | $5,271 | $7,301 |
| Total Monthly Payment | $6,477 | $6,687 | $8,717 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.