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Welcome to Waterford, one of Punta Gorda’s most sought-after gated communities where everyday living feels like a resort vacation. Designed with elegance, functionality, and Florida charm, this beautifully maintained 3-bedroom, 2-bath, 2-car garage home is a perfect blend of comfort, style, and location.
Inside, you'll find an open-concept floor plan ideal for both everyday living and entertaining. The main living areas feature durable and stylish wood-look tile flooring, custom accent walls, and wide, sun-filled windows that bring the outdoors in. The inviting living room flows effortlessly into the dining area and a chef’s kitchen equipped with granite countertops, a sprawling island with bar seating, stainless steel appliances, and upgraded cabinetry with soft-close drawers and crown molding. Pendant lighting adds a touch of sophistication, while a large pantry keeps everything organized.
The owner’s suite is a spacious sanctuary tucked privately away from the guest rooms. It includes a large walk-in closet and a spa-inspired en suite bathroom with dual vanities, elegant fixtures, and a walk-in shower with glass enclosure and tile surround. Two additional guest bedrooms provide generous space for visitors or a home office, and the guest bathroom has been thoughtfully updated with coastal design elements.
Step outside to your own backyard retreat — a fully fenced, beautifully landscaped yard with a large paver patio and covered lanai. Enjoy a morning coffee under the ceiling fan or soak in the private hot tub under the stars. There's even space to add an outdoor kitchen or firepit seating area.
Additional features include a full-sized laundry room with shelving and utility sink potential, a smart thermostat for energy efficiency, hurricane shutters, and an in-wall pest control system.
The Waterford community offers resort-level amenities including a clubhouse with gathering space, a heated resort-style pool with sun deck, a fitness center with modern equipment, lighted pickleball courts, bocce ball courts, and walking paths that wind around scenic lakes and fountains. With low HOA fees, it’s an unbeatable value.
Located just minutes from historic downtown Punta Gorda, residents enjoy easy access to waterfront parks, marinas, the Harborwalk, Fishermen’s Village, and some of Southwest Florida’s best dining, boutique shopping, and seasonal events. Quick access to I-75, grocery stores, and medical facilities ensures convenience without sacrificing tranquility.
Whether you're looking to retire in comfort, raise a family in a friendly gated neighborhood, or enjoy a winter escape with resort amenities, this home in Waterford is the total package.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$339,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $271,200 | $271,200 | $271,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.487% | 5.614% |
| Monthly Tax Payment | $298 | $298 | $298 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,604 | $1,692 | $2,198 |
| Total Monthly Payment | $1,977 | $2,065 | $2,571 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.