20 TWELVE OAKS TRAIL, Ormond Beach, FL, 32174 | $1,700,000

Seller may consider buyer concessions if made in an offer ~ Not just a home… Twelve Oaks Trail is a lifestyle! Tucked away at the end of a quiet CUL-DE-SAC in the desirable Trails community of Ormond Beach, this extraordinary CUSTOM WATERFRONT ESTATE sits on 1. 31 ACRES surrounded by mature trees with a SCREENED POOL/SPA and PRIVATE DOCK on the TOMOKA RIVER, offering unmatched privacy in a tranquil setting. From the moment you arrive you will know this property is truly something special! FULLY REMODELED and thoughtfully UPGRADED, your waterfront pool home delivers a sprawling layout with a natural flow, soaring ceilings and a 3-WAY SPLIT FLOOR PLAN that balances space and privacy perfectly. FLOOR TO CEILING WINDOWS flood the home with light and your formal living and dining areas make a dramatic impression with a showstopping fireplace, wood slat ceiling and glass partition. Designed for both grand entertaining and comfortable living, the OPEN CONCEPT kitchen boasts chic two-tone cabinetry, a large center island, top of the line stainless steel appliances, breakfast bar and a light filled casual dining nook. The kitchen flows seamlessly into both formal and family living areas – perfect for hosting or relaxing! Step outside and into an outdoor paradise: a screened salt water pool, heated spa, outdoor shower, and a dream worthy patio space and deck await. A long, scenic dock winds through the woods behind the home and leads to your private boat dock on the Tomoka River with direct access to the Halifax Intracoastal and the open ocean beyond. BOAT PARKING and an OVERSIZED 3-CAR GARAGE make it easy to bring your lifestyle with you! Back inside, a spiral staircase leads to a BONUS/LOFT space overlooking the family room – ideal for a study, studio or anything else you or your family might need. There is also a separate DEN/OFFICE space complete with rich built-in cabinetry, a perfect library or space to work from home. The PRIMARY SUITE is also a must see connecting to a luxurious en-suite bath - updated, spacious and private. Every detail has been curated to offer comfort, function and a timeless elegance! Rounding out this expansive home is the basement level IN-LAW SUITE (remodeled 2025) with both an interior and exterior entrance and kitchenette; versatile for additional living space, visiting guests or multigenerational living. No detail was overlooked in the recent renovations: ROOF (2023) • A/C (2023) • MOST WINDOWS & SLIDERS (2024) • BATHROOMS UPDATED (2024/2025) • NEW FLOORING IN BEDROOMS & FAMILY ROOM (2025) • REFRESHED LANDSCAPING, NEW LIGHTING & IRRIGATION (2025) • FRENCH DRAIN SYSTEM, INTELLIJACK SUPPORTS & FOUNDATION PIERS (2024/2025) • NEW GUTTERS (2024) • Located just minutes from W Granada Blvd and I-95, and just a short drive to the beach, this home is close to everything yet feels like your own private retreat. The community itself offers walking trails and a welcoming HOA. Bring your boat, bring your dreams - this estate has it all!

Features

  • Rooms: 13
  • Bedrooms: 5
  • Baths: 4 full / 1 half
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Year Built: 1984
  • Garage: 3-car Boat, Circular Driveway, Driveway, Garage Door Opener, Garage Faces Side, On Street, Oversized, Parking Pad
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 5,464
  • Acreage: 1.31
  • Est. Taxes: $17,573
  • HOA Fee: $924 Annually
  • Lot Desc: Conservation Area, Cul-De-Sac, Oversized Lot
  • View: Trees/Woods, Water
  • Elem. School: Tomoka Elem
  • Middle School: David C Hinson Sr Middle
  • High School: Seabreeze High School
  • Pool: Gunite, In Ground, Lighting, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Range Hood, Refrigerator
  • MLS#: O6313648
  • Days on Market: 236 days
  • Website: https://www.raveis.com
    /eprop/O6313648/20twelveoakstrail_ormondbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/8/2026 2:50:15 AM)

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20 TWELVE OAKS TRAIL, Ormond Beach, FL, 32174

$1,700,000

Jeanne Comeau

Sales Associate

William Raveis Real Estate

Phone: 413.219.3744

Jeanne.Comeau@raveis.com

Andrew van Dyk

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 781.490.5670

Andrew.vanDyk@raveis.com

NMLS Mortgage Loan Originator ID 23716

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,360,000 $1,360,000 $1,360,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.130% 5.984% 5.912%
Monthly Tax Payment $1,464 $1,464 $1,464
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,722 $8,045 $11,294
Total Monthly Payment $9,311 $9,634 $12,883

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.