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Welcome to your dream home!! Nestled on a spacious 0. 69 acre lot in a beautiful location! This charming ranch-style home boasts 3 bedrooms, 2 ½ bathrooms, and a 2 car garage offering ample space for comfortable living and endless possibilities. A sprawling layout features an open kitchen, dining and living room with a cozy nook area. The spacious kitchen, complete with a central cooking island, is ready to be transformed into your family’s culinary haven. This home presents an exciting opportunity for someone looking to roll up their sleeves and bring out its full potential. This is the ideal space to unleash your imagination and add your personal touch. An immense bonus room featuring a vaulted ceiling, ceramic tile entry, fireplace, and step-down hardwood floors offers the perfect canvas to create the haven of your dreams. Let your creativity run wild and make this space truly your own! The icing on the cake. . ? Upon purchasing this home, you will have your own lake access, a mere quarter-mile walk or drive from the home. Your property at Lancaster Beach is on Lake Louisa, the largest lake in Clermont Chain of Lakes which also abuts Lake Louisa State Park. Lancaster Beach is a private hidden gem, quiet and serene. Surrounded by mature landscaping and brimming with potential. Now’s your chance to turn your dream into reality—right in this highly sought after neighborhood. Plus, with no HOA, you can revel in the peace and privacy that surrounds you. Welcome Home!!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $420,000 | $420,000 | $420,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.156% | 5.396% |
| Monthly Tax Payment | $196 | $196 | $196 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,385 | $2,515 | $3,349 |
| Total Monthly Payment | $2,673 | $2,803 | $3,637 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.