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Presented by
Roe Noone |
45 Spring St, Lunenburg, MA, 01462 | $725,000
Life on the pond ! 120 feet of water front on the lake for your year round enjoyment. Amazing location with plenty of space to entertain friends and family. This two bedroom ranch style home has a one car detached garage on a private road. You will not be disappointed in this lake water front property in Lunenburg on Lake Shirley. The heat pumps are newly installed providing the house with additional heat as well as air conditioning. The house also has an oil heat system with additonal electric heat in the two bedrooms. The compact kitchen has an electric stove with custom cabinets. The large deck overlooks popular Lake Shirley. The landscaped fenced lot has direct lake access with two launch areas and a private dock with custom covered patio overlooking the water. A rare opportunity to own a Summer home or year round sought after residence. Additional lot across the street is part of the sale.
Features
- Amenities: Shopping
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full
- Style: Ranch
- Year Built: 1945
- Garage: 1-car Detached
- Heating: Central, Forced Air, Baseboard, Electric Baseboard, Oil, Electric, Air Source Heat Pumps (ASHP), Ductless
- Cooling: Air Source Heat Pumps (ASHP)
- Basement: Partial, Concrete
- Approx Sq. Feet: 1,040
- Acreage: 0.38
- Est. Taxes: $8,556
- Lot Desc: Additional Land Avail., Level
- Water Front: Yes
- Appliances: Electric Water Heater, Range, Refrigerator
- MLS#: 73385226
- Website: https://www.raveis.com
/eprop/73385226/45springst_lunenburg_ma?source=qrflyer
Room Information
| Type | Dimensions | Level |
|---|---|---|
| Bedroom 2 | 12.0 x 10.0 | First |
| Dining Room | 10.0 x 9.0 | First |
| Kitchen | 16.0 x 10.0 | First |
| Living Room | 19.0 x 13.0 | First |
| Master Bedroom | 15.0 x 12.0 | First |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Roe NooneSales Associate
781.724.3270
Roe.Noone@Raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Michael CartierVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1017266
508.335.8179
Michael.Cartier@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
45 Spring St, Lunenburg, MA, 01462
$725,000
Roe Noone
Sales Associate
William Raveis Real Estate
Phone: 781.724.3270
Roe.Noone@Raveis.com
Michael Cartier
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.335.8179
Michael.Cartier@raveis.com
NMLS Mortgage Loan Originator ID 1017266
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $580,000 | $580,000 | $580,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $713 | $713 | $713 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,385 | $3,524 | $4,701 |
| Total Monthly Payment | $4,190 | $4,329 | $5,506 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630