452 Mill Village Road, Craftsbury, VT, 05827 | $279,000

Nestled in the Mill Village section of Craftsbury is this attractive cape style 2 bedroom, 2 bath home with a detached 1 car garage and lovely back yard. Across the road is another 1 car garage and workshop with second floor. The property is adjacent to little Hosmer Pond and the fishing access is right there to launch your kayak, canoe or sm. fishing boat. Enter the home to a wide mud room and siting area. Continue into the large dining room with hardwood floors and picture window towards Little Hosmer. A carpeted living room is next. Towards the back of the house is the kitchen with 3 counters, lower kitchen cabinets, and a pantry closet. Continue to the 3/4 bath with oversized shower and laundry. A sliding back door opens to a 10x23 screened in porch overlooking the back yard with apple trees and perennials. There is a den off the porch with v-groove walls. The perfect private spot. 2nd floor opens to a large landing with cabinets along north wall. A VT window is at the top of the stairs. There are 2 carpeted bedrooms. 1 with a double closet. A full bath with claw tub and walk-in closet complete this level. A 1 car garage with automatic door is next to the home. Full basement w/, bulkhead, OHA furnace. Across the road from the house is a large garage workshop with single car garage, partial concrete floor, and workshop. There is a 2nd floor for storage. Mountain bike and xc ski right out your door. Enjoy the Craftsbury Outdoor Center 1/2 mile up the road. A great spot.

Features

  • Rooms: 8
  • Bedrooms: 2
  • Baths: 1 full / 1 three-quarter
  • Style: Cape
  • Year Built: 1900
  • Garage: 1-car Garage
  • Heating: Hot Air
  • Cooling: None
  • Basement: Bulkhead,Dirt Floor,Full
  • Approx Sq. Feet: 1,144
  • Acreage: 0.52
  • Est. Taxes: $3,846
  • Lot Desc: Country Setting
  • MLS#: 5044515
  • Website: https://www.raveis.com
    /prop/5044515/452millvillageroad_craftsbury_vt?source=qrflyer
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NMLS Mortgage Loan Originator ID 223191

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452 Mill Village Road, Craftsbury, VT, 05827

$279,000

Josey Balcastro

Sales Associate

William Raveis Real Estate

Phone: 203.260.8449

Josey.Balcastro@raveis.com

Gerry O'Brian

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.274.0501

Gerry.OBrian@raveis.com

NMLS Mortgage Loan Originator ID 223191

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $223,200 $223,200 $223,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.258% 6.304% 5.628%
Monthly Tax Payment $321 $321 $321
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,285 $1,356 $1,809
Total Monthly Payment $1,680 $1,751 $2,204

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.