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It is not often that you find such a unique, affordable property with easy access to all that stunning St. Pete offers! This home under the trees functions as the perfect duplex style property with multiple options for added privacy or rental potential. There are 3 bedroom suites with ensuite bathrooms making this a roommate's dream! As you enter you will immediately love the beautiful porcelain and marble flooring with various other unique touches throughout the home. To the left is the living room complete with built in cabinets and a wet bar. To the right of the front door is the first bedroom suite complete with double vanity and walk-in tile shower in the ensuite bathroom. As you continue you'll find the fully updated kitchen, dining area, and stair case to the loft. The loft features the 2nd bedroom suite that feels like you're truly living in a tree house where you can enjoy the oversized bedroom and statement vanity leading into the ensuite bathroom. Back downstairs as you continue you enter the back of the home that functions as a fully separate dwelling complete with living room/den, another full kitchen, and the 3rd bedroom with ensuite bathroom. There is a private entrance door in that living space and the bedroom making it perfect for a rental or scenario where people need to come and go freely. There is also a 1 car garage (including the laundry area), plenty of parking including alley access, and a front patio area to enjoy the peaceful ambiance of this shaded lot. If all of this isn't great enough, the roof was replaced and exterior painted in 2025 and kitchen and bathroom updates were completed in 2023 giving you true ease of ownership to move right in and make it your own. All of this is within minutes to boat ramps, parks, and so many other fabulous aspects of life in St. Pete so bring your boat or jet skis and get ready to enjoy the summer on the water! You do not want to miss out on this one-of-a-kind property so schedule your showing today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $431,920 | $431,920 | $431,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.472% | 6.304% | 5.628% |
| Monthly Tax Payment | $400 | $400 | $400 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,486 | $2,624 | $3,501 |
| Total Monthly Payment | $2,978 | $3,116 | $3,993 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.