200 OCEAN CREST DRIVE, #1012, Palm Coast, FL, 32137 | $2,150,000

Welcome to a world where luxury meets leisure, and every day feels like a vacation. This stunning 10th-floor luxury condominium located within the prestigious Hammock Beach Resort in Palm Coast, Florida, is the definition of “living the dream. ” With 4 bedrooms, 4. 5 bathrooms, and a whopping 3264 square feet of impeccably designed living space, this oceanfront gem is not just a home—it's an experience. Imagine sipping your morning coffee on a balcony that stretches the entire length of your condo, catching sunrises over the Atlantic Ocean and the scenic Jack Nicklaus-designed golf course. Oh, and did we mention? It’s being sold fully furnished, so you can move right in and start living that coastal lifestyle instantly.
Let’s dive into all the reasons why this property is turning heads—and why it could be the best investment you make this year. Nestled along the glistening Atlantic coast in Palm Coast, Florida, Hammock Beach Resort is more than just a resort—it's a private, gated oceanfront paradise. Picture miles of pristine shoreline, lush tropical landscapes, and a vibe that’s equal parts peaceful retreat and five-star playground.
From its award-winning golf courses to its luxurious spa, and from fine dining restaurants to family-friendly amenities, Hammock Beach has something for everyone. Whether you're here full-time, for the season, or investing for rental income, this place delivers. This luxury condominium is perfectly perched in Palm Coast, one of Florida’s best-kept secrets. Located between St. Augustine and Daytona Beach, Palm Coast offers a small-town charm with easy access to major cities, airports, and attractions.
But let’s be honest—you won’t want to leave once you arrive. Between the Atlantic Ocean views, white sandy beaches, lush palm trees, and award-winning golf courses, this community gives you every reason to stay forever. And yes, there’s no state income tax—Florida living at its finest! Now let’s step inside this beauty. Walk through the doors of your home, and you're greeted by an expansive, light-filled open floor plan that just screams elegance (in a laid-back, beachy way). Perched high above the coastline, the 10th floor offers unobstructed panoramic views that you simply have to see to believe. Gazing east toward the endless blue Atlantic you'll also appreciate the rolling green fairways of the Ocean Course. This isn’t your average beach condo. With 3264 square feet, every room feels like a suite. The living area is a breezy open concept, perfect for entertaining or unwinding with your favorite beach read.
We’re talking a full-length balcony that spans the entire unit—from one master suite to the other. It’s ideal for al fresco dining, evening cocktails, or just kicking back to the sound of ocean waves This condo is designed with comfort and privacy in mind. Perfect for multi-generational families, visiting friends, or even luxury vacation renters. Each end of the unit features its own master bedroom—complete with en-suite spa-inspired bathrooms, massive walk-in closets, and access to the oceanfront balcony. It's like having two penthouse suites in one!
The other two bedrooms are equally spacious and well-appointed, with ample closet space and spacious bathrooms. Resort has five restaurants. A 91, 000 sq. ft. fantasy pool complex. Spa and Wellness center. Pickleball and Tennis. Gated community with security. Membership required to use amenities.

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Elevator(s), Fitness Center, Gated, Golf Course, Maintenance, Pool, Security
  • Rooms: 6
  • Bedrooms: 4
  • Baths: 4 full / 1 half
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Complex: HAMMOCK BEACH
  • Year Built: 2003
  • Common Charge: $247 Quarterly
  • Approx Sq. Feet: 3,264
  • Acreage: 3.6
  • Est. Taxes: $18,570
  • Condo Fee: $8,699 Quarterly
  • View: Golf Course, Pool, Water
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: FC308750
  • Days on Market: 263 days
  • Website: https://www.raveis.com
    /prop/FC308750/200oceancrestdrive_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/7/2026 3:05:07 AM)
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR   Phone: 888-977-1588

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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200 OCEAN CREST DRIVE, #1012, Palm Coast, FL, 32137

$2,150,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,720,000 $1,720,000 $1,720,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.229% 6.110% 5.972%
Monthly Tax Payment $1,548 $1,548 $1,548
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $9,766 $10,312 $14,283
Total Monthly Payment $11,439 $11,985 $15,956

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.