44 77TH AVENUE, Treasure Island, FL, 33706 | $895,000

This charming 2 Bedroom 2 Bath home on historic Sunset Beach in Treasure Island sits just two houses from the beach and offers picturesque Gulf views right from the front yard. Perfectly positioned on the coveted south end of Sunset Beach, this property captures the essence of Florida coastal living with a nostalgic original Sunset Beach inspired ambiance. Hand-laid brickwork creates a welcoming courtyard, surrounded by lush, uncontrived native landscaping that gives the feeling of a private oasis. Inside, natural light fills this cottage, highlighting unique features such as concrete floors, wood ceilings, and an old Florida feel. The primary level features a natural light filled dining area, a kitchen, living room, bathroom with shower, and a comfortable Florida room/Guest bedroom; each space evoking the charm and character of times gone by. Also a long pantry off the kitchen and a separate laundry room with washer and dryer complete the bottom level. Upstairs, the Master bedroom has its own bathroom and provides a private, comfortable retreat, completing the home's warm welcoming and peaceful presence. Watch spectacular nightly sunsets from your yard or stroll a few steps to the water's edge ever mindful of logger-head sea turtles nest, to watch dolphins frolicking at dusk. If you share your life with a special K-9, a 3 minute walk in the opposite direction will have you at Sunsets Dog Beach. While this home did experience water intrusion during Hurricane Helene, it weathered the storm remarkably well due to early beach building expertise and to the bottom level being solid block construction with poured concrete walls - including interior walls. Procuring the distinction of "Not Substantially Damaged" by the City of Treasure Island. Buyers are welcome and encouraged to contact the City of TI regarding the FEMA 50% rule pertaining to remodels or new construction. Recent updates include new electrical wiring with 200 AMP service, a new hot water heater, and a new KLIMAIRE reverse cycle mini split unit. Whether preserving this home's historic charm or building new, this spacious 40X100 lot is one of the few and most desirable locations on Sunset Beach.

Features

  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 40 x 100
  • Laundry: Inside
  • Year Built: 1949
  • Garage: Assigned
  • Heating: Wall Units / Window Unit
  • Cooling: Mini-Split Unit(s)
  • Approx Sq. Feet: 1,066
  • Acreage: 0.09
  • Lot Size: 40 x 100
  • Est. Taxes: $2,103
  • Lot Desc: FloodZone
  • Appliances: Dishwasher, Range, Refrigerator
  • MLS#: TB8392452
  • Days on Market: 182 days
  • Website: https://www.raveis.com
    /prop/TB8392452/4477thavenue_treasureisland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/5/2026 5:17:08 PM)
Listing courtesy of Coldwell Banker Realty   Phone: 727-381-2345

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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44 77TH AVENUE, Treasure Island, FL, 33706

$895,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $716,000 $716,000 $716,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.154% 6.007% 5.932%
Monthly Tax Payment $175 $175 $175
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,065 $4,235 $5,946
Total Monthly Payment $4,332 $4,502 $6,213

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.