427 E Main Street, Middlebury, VT, 05753 | $469,000

Situated in the heart of East Middlebury, this farmhouse built in 1800 offers nearly 3, 000 square feet of living space and features five bedrooms on a spacious 0. 53-acre corner lot. The sizeable kitchen, with woodstove and attached breakfast nook, provides ample space for entertaining or simply whipping up meals. Adjacent to the kitchen, a newly remodeled utility room and bath with a tiled walk-in steam shower add both functionality and modern convenience. The first floor also includes a formal dining room, a substantial living area, and a family room with a wood burning fireplace, perfect for hosting those milestone events. The traditional large front door leads to an expansive wrap-around covered porch that overlooks East Main Street and the vibrant happenings of town. Upstairs, you will find five carpeted bedrooms, a full bath, and easy access to the walk-up attic. Should additional space be required for an office or exercise room, one or more of these bedrooms can easily be repurposed. Across the driveway, there is a detached two-car garage and a heated workshop, offering ample storage and counter space for both tools and toys. Next door is the Recreational Park, with playgrounds, basketball and tennis courts. Also, a stones throw away is the well known Sarah Partridge Public Library and the renowned Waybury Inn. This property has been lovingly maintained by its current owners for over 45 years. As they embark on new adventures, this home is ready for its next chapter.

Features

  • Rooms: 11
  • Bedrooms: 5
  • Baths: 1 full / 1 three-quarter
  • Style: Farmhouse
  • Year Built: 1800
  • Garage: 2-car Garage
  • Heating: Oil,Baseboard,Direct Vent,Electric,Gas Heater,Hot Water,Radiant Floor,Radiator,Steam
  • Cooling: None
  • Basement: Bulkhead,Concrete Floor,Dirt,Full,Exterior Stairs,Interior Stairs,Sump Pump,Unfinished,Interior Access,Exterior Access,Basement Stairs
  • Approx Sq. Feet: 2,963
  • Acreage: 0.53
  • Est. Taxes: $9,799
  • Lot Desc: Level,Sidewalks,Trail/Near Trail,Near Paths,Near Shopping,Near Skiing,Neighborhood,Near School(s)
  • Elem. School: Mary Hogan School
  • Middle School: Middlebury Union Middle #3
  • High School: Middlebury Senior UHSD #3
  • School District: Addison Central
  • MLS#: 5044041
  • Website: https://www.raveis.com
    /prop/5044041/427emainstreet_middlebury_vt?source=qrflyer
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Listing courtesy of IPJ Real Estate   Phone: 802-388-4242
Listing Agent: Levi Doria

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NMLS Mortgage Loan Originator ID 793093

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427 E Main Street, Middlebury, VT, 05753

$469,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $375,200 $375,200 $375,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.521% 6.304% 5.648%
Monthly Tax Payment $817 $817 $817
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,190 $2,280 $3,041
Total Monthly Payment $3,082 $3,172 $3,933

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.