20181 Cumberland CT, Estero, FL, 33928 | $151,000

TURNKEY PET FRIENDLY! Discover your dream retreat in this delightful charming cottage-style mobile home, nestled in the highly sought after land owned Riverwoods Plantation, a vibrant 55+ amenity-rich community. This rarely available pet-friendly home features soft, bright cottage colors and decor that create a warm and inviting atmosphere.

Driveway will accommodate larger vehicle, AND close proximity to the clubhouse.

Enjoy a spacious layout perfect for entertaining, with a great location that enhances your outdoor lifestyle. The outdoor space is truly exceptional, offering 3 sitting areas with nice outdoor furniture creating an oasis-like feel and unparalleled privacy, ideal for relaxing or hosting gatherings with friends and family.

The community boasts an onsite manager, ensuring a supportive and engaging environment. Bring all water toys and boat because residents have boat storage available and ramp to use on the Estero River leading to Estero Bay and Gulf. Riverwoods Plantation is located just minutes from shopping, restaurants, the airport, and stunning sandy white beaches, you’ll have everything you need at your fingertips.

With a rubber roof and well-maintained AC, this home is ready for you to move in and enjoy! Don’t miss the opportunity to make this charming cottage your own.

Features

  • Amenities: Basketball, Billiards, Boat Storage, Bocce Court, Clubhouse, Community Boat Ramp, Pool, Community Room, Community Spa/Hot tub, Dog Park, Fitness Center, Extra Storage, Fish Cleaning Station, Hobby Room, Internet Access, Library, Pickleball, Shuffleboard, Street Lights, Tennis Court(s), Vehicle Wash Area, Volleyball, Boating, Mobile/Manufactured, Non-Gated
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: Common Area, Inside
  • Year Built: 1986
  • Garage: 1 Assigned
  • Heating: Central Electric
  • Cooling: Ceiling Fan(s)
  • Basement: Ceiling Fan(s)
  • Approx Sq. Feet: 864
  • Acreage: 0.05
  • Est. Taxes: $100
  • Lot Desc: Regular
  • View: Landscaped Area
  • Pets Allowed: Yes
  • Pet Policy: No Approval Needed
  • Appliances: Disposal, Dryer, Microwave, Refrigerator/Freezer, Washer
  • MLS#: 225052068
  • Days on Market: 314 days
  • Website: https://www.raveis.com
    /prop/225052068/20181cumberlandct_estero_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
The data relating to real estate for sale displayed on this Website comes in part from the Multiple Listing Service of the Bonita Springs-Estero Association of REALTORS®, Inc., under License No. BK3330055FL. Properties displayed on this Website include properties listed with brokerage firms other than William Raveis Real Estate. Detailed information about such properties includes the name of the brokerage firm with which the seller has listed the property. The properties displayed may not be all the properties listed with brokerage firms participating in the Bonita Springs-Estero Association of REALTORS® Multiple Listing Service, or contained in the database compilation of the Bonita Springs-Estero Association of REALTORS™ Multiple Listing Service.
Listing courtesy of LOCAL REAL ESTATE LLC   Phone: 239-221-8665

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

20181 Cumberland CT, Estero, FL, 33928

$151,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $120,800 $120,800 $120,800
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.431% 5.873%
Monthly Tax Payment $8 $8 $8
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $715 $744 $986
Total Monthly Payment $798 $827 $1,069

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.