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Presented by
Lana Costeines |
6375 TOPSY TRAIL, St. Cloud, FL, 34771 | $895,000
This stunning Elevated Lakefront home is a RARE find. Perfectly situated on Lake Lizzie with Conservation area on one side and Waterfront on the other. This 5-bedroom, 3-bathroom home invites Relaxation and Comfort. Enter from the stairs leading to the front door of this Completely Remodeled one-of-a-kind home and walk through the Entryway that leads into an open concept kitchen, dining and living area with vaulted wood ceilings and a Large Stone Wood Burning Fireplace. The area is light and bright with skylights and double French doors, with Hunter-Douglas (2019/2020) remote powered shades on the upper level. The Chef’s kitchen is well appointed, including quartz countertops, ceramic farmhouse sink, GE (‘Café’) double ovens, microwave, 5 burner gas stovetop and hood, Tru cabinets, Bosch dishwasher and built in pot filler. After dinner, relax and enjoy the sunsets and wildlife, on the large newly screened in porch. There are additional lake views on the unscreened decks with sliding glass doors off the dining area and the master suite. Take the spiral staircase to the In-Law apartment, complete with it’s own full-sized kitchen and bath. The apartment has it’s own Newly Screened Porch with a Large Swim Spa installed in 2021, West facing on the lake. The entire home is set up for Home Automation. The most recent Upgrades to the home include Metal Roof, Front Door, Attic Insulation for Energy Efficiency, Rebuilt Seawall, Fencing, Fire Pit. There is also a Generac 24kW generator installed in 2017 that seamlessly keeps power on throughout the home. There is a Community Boat Ramp Conveniently located adjacent to the property.
Features
- Rooms: 8
- Bedrooms: 5
- Baths: 3 full
- Laundry: In Garage, Inside, Laundry Room, Upper Level
- Style: Custom
- Year Built: 1987
- Garage: 2-car Covered, Driveway, Electric Vehicle Charging Station(s), Garage Door Opener, Oversized, RV Parking
- Heating: Central
- Cooling: Central Air, Mini-Split Unit(s)
- Approx Sq. Feet: 3,180
- Acreage: 0.77
- Est. Taxes: $4,649
- Lot Desc: Conservation Area, Cul-De-Sac, Landscaped
- View: Garden, Trees/Woods, Water
- Appliances: Bar Fridge, Built-In Oven, Convection Oven, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System, Water Softener, Wine Refrigerator
- MLS#: O6306750
- Days on Market: 202 days
- Website: https://www.raveis.com
/prop/O6306750/6375topsytrail_stcloud_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Lana CosteinesSales Associate
203.671.9333
Lana.Costeines@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Kevin DeTullioVP, Mortgage Banker / Production Manager, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1724767
203.305.5736
Kevin.DeTullio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Diane PadelliInsurance Sales Director, William Raveis Insurance
203.444.0494
Diane.Padelli@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
6375 TOPSY TRAIL, St. Cloud, FL, 34771
$895,000
Lana Costeines
Sales Associate
William Raveis Real Estate
Phone: 203.671.9333
Lana.Costeines@raveis.com
Kevin DeTullio
VP, Mortgage Banker / Production Manager
William Raveis Mortgage, LLC
Phone: 203.305.5736
Kevin.DeTullio@Raveis.com
NMLS Mortgage Loan Originator ID 1724767
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $716,000 | $716,000 | $716,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.000% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.353% | 6.121% | 6.038% |
| Monthly Tax Payment | $387 | $387 | $387 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,122 | $4,293 | $5,994 |
| Total Monthly Payment | $4,601 | $4,772 | $6,473 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388