475 CRYSTAL BEACH, Crystal Beach, FL, 34681 | $824,995

Discover a rare opportunity to own a 2022-built custom home in the coveted coastal enclave of Crystal Beach — where timeless Florida charm meets modern luxury. Set on a beautifully manicured lot with no HOA and no flood insurance required, this 4-bedroom, 2-bath residence offers over 2, 200 square feet of thoughtfully designed living space, just blocks from the Gulf of Mexico, the Pinellas Trail, and Crystal Beach Pier. Step inside and experience soaring vaulted and tray ceilings, custom ceramic tile flooring, and a bright, open layout that seamlessly connects living, dining, and entertaining spaces. The chef’s kitchen is the centerpiece of the home, shaker style soft close cabinets, featuring an oversized island, solid quartz surface countertops, stone ledge backsplash, premium stainless steel appliances, a custom walk-in pantry, and designer finishes — built for everyday living and effortless hosting. The primary suite is a tranquil retreat with tray ceiling, large walk-in closet and a spa-inspired en-suite bathroom complete with dual vanities and sleek, modern finishes. Three additional bedrooms lend flexibility for family, guests, or a home office — each with generous space, ceiling fans, and stylish details. Throughout the home, you’ll find hurricane shutters, designer window treatments, and carefully curated touches that elevate both form and function. This home also features a dedicated laundry room, an electric vehicle-ready garage, an energy-efficient tankless water heater, and a reclaimed water irrigation system. Outside, the fully fenced backyard is a private oasis ready for a custom pool or garden, complete with a vinyl privacy fence, irrigation system, and rain gutters already in place. Located on a quiet street with unbeatable walkability and zoned for top-rated Palm Harbor University High School, And Ozona Elementary this residence is minutes from the waterfront, Dunedin, Tarpon Springs, and some of Florida’s most iconic beaches. Whether you’re looking for a primary residence, vacation escape, or investment in one of Tampa Bay’s most desirable coastal communities — this is modern coastal living at its finest.

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room
  • Style: Key West
  • Year Built: 2022
  • Garage: 2-car Driveway, Garage Door Opener, Golf Cart Parking, Parking Pad
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,022
  • Acreage: 0.14
  • Est. Taxes: $10,344
  • Lot Desc: In County, Landscaped, Level, Near Golf Course, Near Marina, Near Public Transit, Sidewalk, Unincorporated
  • Elem. School: Ozona Elementary-PN
  • Middle School: Palm Harbor Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Washer
  • MLS#: TB8384338
  • Days on Market: 230 days
  • Website: https://www.raveis.com
    /prop/TB8384338/475crystalbeach_crystalbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/16/2026 7:47:07 AM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

The Phyllis Doonan TeamSales Associates

203.428.1703

Phyllis.Doonan@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Joseph MollicaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 130058

203.952.8600

Joseph.Mollica@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Alex FerroInsurance Sales Director, William Raveis Insurance

203.610.1536

Alex.Ferro@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

475 CRYSTAL BEACH, Crystal Beach, FL, 34681

$824,995

The Phyllis Doonan Team

Sales Associates

William Raveis Real Estate

Phone: 203.428.1703

Phyllis.Doonan@raveis.com

Joseph Mollica

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.952.8600

Joseph.Mollica@raveis.com

NMLS Mortgage Loan Originator ID 130058

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $659,996 $659,996 $659,996
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.241% 6.007% 5.952%
Monthly Tax Payment $862 $862 $862
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,747 $3,904 $5,481
Total Monthly Payment $4,701 $4,858 $6,435

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.