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Welcome to this beautifully restored 1904 home in the heart of Historic St. Augustine, where vintage character and modern comfort live in perfect harmony. This four-bedroom, two-bathroom residence exudes warmth and charm from the moment you arrive, beginning with a classic front porch—perfect for morning coffee or relaxing evenings in the breeze. Inside, original wood flooring adds rich character throughout much of the home, complemented by thoughtful renovations that honor its historic roots. The inviting living room flows effortlessly into a formal dining room, creating the perfect space for entertaining or everyday living. Toward the back of the home, a full bath and well-appointed kitchen offer direct access to the rear porch and a paver-lined courtyard—an idyllic setting for al fresco dining or evenings under the stars. Two guest bedrooms are located on the main level, while upstairs, a spacious central landing leads to the private owner’s suite, complete with its own sitting area and access to a charming balcony. Across the hall, a generous family room provides flexible living space, alongside a cozy sitting room that connects to the fourth bedroom. A second full bathroom is located just beyond. Significant recent updates include a new metal roof, updated flooring, full rewiring and replumbing, structural pier enhancements, new ductwork, insulation, and fresh interior and exterior paint. A private driveway leads to a trellis-framed parking area at the rear of the property, offering both convenience and curb appeal. Just minutes from the beaches, historic downtown, local dining, boutique shopping, and everyday conveniences. Whether you're looking for a full-time residence, a weekend retreat, or a prime investment with nightly rental potential, this home offers a rare opportunity to own a piece of St. Augustine’s history—restored with care and ready to enjoy. Welcome home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$600,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $480,000 | $480,000 | $480,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.334% | 6.292% | 5.628% |
| Monthly Tax Payment | $218 | $218 | $218 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,763 | $2,917 | $3,890 |
| Total Monthly Payment | $3,073 | $3,227 | $4,200 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.