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Beautifully restored and renovated 1919 vintage Florida Bungalow! Offering 2-bedrooms, 1. 5-bathroom, this charming home is ideally located in the heart of Historic Downtown St. Augustine. Thoughtfully designed living space, this property offers both comfort and convenience—currently operating as a successful short-term rental! A screened front porch sets the tone for relaxed Florida living, welcoming you into a bright interior with hardwood flooring throughout. The living room flows into a cozy dining area, creating a warm, open feel. Head back to the kitchen, complete with stainless steel appliances, a breakfast bar, and a convenient half bath. A door off the kitchen opens to the backyard, offering space to unwind or entertain outdoors. Both bedrooms and the full bathroom are tucked just off the living room, providing an efficient and private layout. A detached one-car garage adds valuable storage and off-street parking—an added bonus in this desirable downtown location. Whether you're looking for a primary residence, vacation home, or income-producing property, this historic gem offers an unbeatable opportunity in one of St. Augustine’s most iconic neighborhoods. It is a 7-8 minute walk to the Visitor's Center and St. George Street, and all of the downtown area including the Fort and riverfront is within a 15-20 minute walk of the home. Hop in your car or on your bike and Vilano Beach or Anastasia Island State Park is just a short 3 mile ride away along with the Ampitheatre, Alligator Farm, and St. Augustine Lighthouse. There is no shortage of an eclectic mix of fun and great local eateries. Enjoy!
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Our Executive Mortgage Banker:
Our Insurance Division:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $420,000 | $420,000 | $420,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.292% | 5.609% |
| Monthly Tax Payment | $433 | $433 | $433 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,385 | $2,552 | $3,404 |
| Total Monthly Payment | $2,910 | $3,077 | $3,929 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.