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449 SW MONTGOMERY DRIVE, Lake City, FL, 32025 | $489,500
Make sure to check out the Virtual Tour for a 3D Model w/ Walkthrough, Floor Plan w/ Measurements, Video, & more! If you’ve ever dreamed of living in a lakeside retreat with a tennis court, a gazebo, storage shed/carport and a dash of old-school charm, this 1951 classic on “Doctors Row” might just be your prescription for happiness! This two-story beauty offers a new flat roof over sunroom 2023, 3, 075 sqft of heated and cooled living space on a sprawling 3. 41-acre lot. Featuring 4 bedrooms with TWO Master Suites, a bonus room/office/den, 3 full baths and 2 half-baths PLUS a living room, sun room, formal dining, and TONS of storage space! Laundry? No problem! This home offers you a choice of upstairs/inside laundry hookup or downstairs/garage laundry hookup! (Maybe choose both because who wouldn't want to get all of the laundry done WAY faster!?) The grand living room features beautiful hardwood floors that flow throughout most of the home, a wood-burning fireplace, rich paneling, crown molding, wainscoting, plantation shutters, and soaring 10-foot ceilings. The sunroom, adorned with brick accents and more plantation shutters, opens onto a large deck overlooking the back yard and the lake - perfect for morning coffee or evening relaxation. Speaking of views, almost all the windows in the home have been replaced by Anderson Windows in 2023. The kitchen is equipped with stainless steel appliances, a commercial-grade gas range and hood, and a trash compactor ready for your culinary adventures. The expansive 18x20 main master suite boasts a private balcony overlooking Lake Montgomery, offering serene water views to start and end your day. The circular driveway leads to a large front porch (equipped with leaf guard gutters), inviting you to sit and stay awhile. Out back, enjoy the gazebo, dock/fishing platform, and a tennis court that might just inspire your inner Serena or Roger. The large rear deck is ideal for entertaining, barbecues, or simply soaking in the natural beauty that surrounds you. Located on the affectionately dubbed “Doctors Row, ” this home is nestled in a community known for its charm and character. You're just minutes away from downtown Lake City, where you can explore the Lake City-Columbia County Historical Museum, enjoy events at The Blanche, or dine at local favorites like Halpatter Brewing Co. Outdoor enthusiasts will appreciate the proximity to Alligator Lake Recreation Area, offering trails, fishing, and birdwatching opportunities. This Lake City gem combines classic elegance with modern amenities, all set on a picturesque lakeside lot. Whether you're hosting gatherings, enjoying outdoor activities, or simply relaxing in your sunroom, this home offers a lifestyle that's both comfortable and captivating.
Features
- Rooms: 15
- Bedrooms: 4
- Baths: 3 full / 2 half
- Laundry: Electric Dryer Hookup, In Garage, Inside, Laundry Room, Other, Washer Hookup
- Style: Contemporary, Ranch
- Year Built: 1951
- Garage: 2-car Bath In Garage, Circular Driveway, Covered, Driveway, Garage Door Opener, Ground Level, Off Street, Oversized, Split Garage
- Heating: Central, Electric, Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 3,075
- Acreage: 3.41
- Est. Taxes: $4,459
- Lot Desc: Cleared, In County, Irregular Lot, Landscaped, Oversized Lot, Private, Sloped
- View: Trees/Woods, Water
- Elem. School: Summers Elementary School-CO
- Middle School: Richardson Sixth Grade Academy-CO
- High School: Columbia High School-CO
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Range, Range Hood, Refrigerator, Trash Compactor, Washer
- MLS#: FC310058
- Days on Market: 173 days
- Website: https://www.raveis.com
/prop/FC310058/449swmontgomerydrive_lakecity_fl?source=qrflyer
Listing courtesy of EXP REALTY LLC Phone: 888-883-8509
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
449 SW MONTGOMERY DRIVE, Lake City, FL, 32025
$489,500
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $391,600 | $391,600 | $391,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $372 | $372 | $372 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,223 | $2,345 | $3,122 |
| Total Monthly Payment | $2,670 | $2,792 | $3,569 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388