418 Islands Avenue, Beaufort, SC, 29902 | $399,900

A RARE GEM ON THE WATER - Welcome to a once-in-a-lifetime opportunity to create your dream retreat on this spectacular waterfront home site tucked away on exclusive Cotton Island within the prestigious, gated community of Islands of Beaufort. One of the final premium waterfront lots available - spans over half an acre and commands a coveted corner position at the very edge of Cotton Island. This home site is already soil-tested and comes with an HOA approved custom plan available with the purchase of this property, allowing you to move forward with confidence as you bring your vision to life. Adjacent to this property is a quiet greenway and community dock - perfect for launching kayaks or enjoying the water's edge. Don't miss your chance to own a piece of this Lowcountry paradise. The Islands of Beaufort features a clubhouse designed by Robert Poole, offering a host of upscale amenities: a sparkling pool, tennis courts, workout room, pickle ball, two community docks and playground. Custom house plans for this parcel have recently been approved by HOA and are available at cost if interested.

Features

  • Amenities: Pickleball, Tennis Court(s), Walking Trail, Clubhouse, Dock, Fitness Center, Boat Landing, Pool, Playground
  • Zoning: PUD
  • Lot Size: 23,522
  • Development: Beaufort
  • HOA Fee: $2,734 Annually
  • MLS#: 190778
  • Days on Market: 403 days
  • Website: https://www.raveis.com
    /prop/190778/418islandsavenue_beaufort_sc?source=qrflyer
This information is deemed reliable, but not guaranteed. Neither the Lowcountry Regional MLS, nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is for use by its members and is not intended for use for any other purpose. Source: LowCountry Regional MLS
Listing courtesy of BHHS Bay Street Realty   Phone: 843-838-3004

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

418 Islands Avenue, Beaufort, SC, 29902

$399,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,920 $319,920 $319,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,916 $2,020 $2,657
Total Monthly Payment $1,991 $2,095 $2,732

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.