611 DESTINY DR, #509, Ruskin, FL, 33570 | $149,000

Welcome to Your Oasis at Little Harbor! This charming studio condo is the perfect retreat—whether you’re looking for a second home, a vacation rental, or your own private getaway. With an open floor plan that radiates serenity and comfort, the unit offers two full beds and plenty of room to unwind during your weekend escapes. Step Outside to Resort-Style LivingEnjoy picturesque canal views and spot marine life right from your front door. Relax on your porch and greet boaters as they glide by, or take a short stroll to your own private sandy beach. A Hidden Gem with Premier AmenitiesIndulge in the resort lifestyle with: Two heated pools Beachfront tiki bar with live music and breathtaking sunset views, Tennis courts, gym, and playground, Deep-water marinas with direct access to the Bay and Gulf, Freedom Boat Club nearby for easy boating adventures, Love water sports? Whether it’s kayaking, canoeing, or paddleboarding, this community offers it all—surrounded by natural beauty and a relaxed coastal vibe. Prime Location & All-Inclusive Fees. Located near shopping, restaurants, and a hospital, this condo provides both convenience and tranquility. Best of all, your fees include: Water, Electric, Parking, Cable & Internet. All amenities, Experience the ultimate in resort-style living at Little Harbor—schedule your private tour today!

Features

  • Heating: Electric
  • Cooling: Wall/Window Unit(s)
  • Levels: 1
  • Amenities: Basketball Court, Cable TV, Clubhouse, Fitness Center, Laundry, Maintenance, Park, Playground, Pool, Recreation Facilities, Sauna, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Wheelchair Access
  • Rooms: 3
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Common Area
  • Complex: ISLAND RESORT AT MARINERS CLUB
  • Year Built: 1970
  • Common Charge: $115 Monthly
  • Approx Sq. Feet: 464
  • Est. Taxes: $2,540
  • Condo Fee: $488 Monthly
  • Lot Desc: Near Marina, Sidewalk
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Microwave
  • MLS#: TB8390051
  • Days on Market: 267 days
  • Website: https://www.raveis.com
    /prop/TB8390051/611destinydr_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/15/2026 1:58:46 AM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Robin GebrianSales Associate

860.985.7807

Robin.Gebrian@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Russell BaboffVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1014636

860.463.1745

Russell.Baboff@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

John KirkutisVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1424716

970.390.2521

John.Kirkutis@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Heidi SummaInsurance Sales Director, William Raveis Insurance

860.919.8074

Heidi.Summa@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

611 DESTINY DR, #509, Ruskin, FL, 33570

$149,000

Robin Gebrian

Sales Associate

William Raveis Real Estate

Phone: 860.985.7807

Robin.Gebrian@raveis.com

Russell Baboff

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.463.1745

Russell.Baboff@raveis.com

NMLS Mortgage Loan Originator ID 1014636

John Kirkutis

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 970.390.2521

John.Kirkutis@raveis.com

NMLS Mortgage Loan Originator ID 1424716

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $119,200 $119,200 $119,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.730%
Monthly Tax Payment $212 $212 $212
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $714 $744 $973
Total Monthly Payment $1,001 $1,031 $1,260

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.