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Welcome to Mount Royal Estates, where country living meets luxury in this exclusive gated hideaway! Picture yourself in a sprawling 3-bedroom, 4-bath dream home, the kind that makes you go, ''Wow, I live here?'' Step outside to your own slice of paradise, with a manicured yard leading to a private dock on Beecher Run Creek (sorry, boats, this creek's just for fishing!). Start your day with a steaming cup of joe on the screened lanai, soaking in the tranquility. Inside, the open-concept space is cozy, with a gas log fireplace, sky-high 12-foot ceilings, fancy crown molding, and hardwood floors that whisper elegance. Dine in style in the formal dining room or enjoy the sunlit breakfast nook. Not one, but two master suites open to the lanai. The 2 car garage with a full bath is the cherry on top. Plus, as a resident, you have a storybook connection to Mount Royal Fly-In Park, where you can channel your inner pilot, buy a lot, build a hanger with an apartment. Adventure awaits! The community boat ramp and dock on the St. Johns River provide easy access for boating and water activities. This document provides a welcoming introduction to Mount Royal Estates, highlighting its key features for prospective residents. The community offers an exclusive and tranquil living environment with custom-built homes, access to natural amenities, and unique opportunities for aviation and boating enthusiasts.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $520,000 | $520,000 | $520,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $262 | $262 | $262 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,114 | $3,283 | $4,283 |
| Total Monthly Payment | $3,468 | $3,637 | $4,637 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.