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Presented by
Laura Haddad |
Charming Colonial Retreat with Pool on Nearly 2 Acres – Monticello, NY Tucked away on a peaceful cul-de-sac in desirable Monticello, this inviting 4-bedroom, 2. 5-bath Colonial offers the perfect blend of privacy, comfort, and convenience. Set on 1. 94 picturesque acres, this 1, 940 sq ft home features classic design with modern touches—ideal for year-round living or a weekend getaway. Step inside to find a spacious layout including a warm and welcoming living room with a wood-burning fireplace, perfect for cozy evenings. The kitchen and dining areas flow effortlessly, creating an ideal space for entertaining. Upstairs, four generously sized bedrooms provide plenty of room for family and guests. Enjoy summers by the in-ground pool, relax on the expansive lawn, or take advantage of the attached 2-car garage for added convenience and storage. Located just minutes from Resorts World Catskills, Bethel Woods Center for the Arts, golf courses, and all the natural beauty the Catskills have to offer, this home is the perfect blend of serene living and nearby amenities. Don’t miss this opportunity to own your private slice of the Catskills!
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Our Executive Mortgage Banker:
Our Insurance Division:
$509,000
Sales Associate
William Raveis Real Estate
Phone: 774.722.3993
Laura.Haddad@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.740.5922
Frank.Merola@raveis.com
NMLS Mortgage Loan Originator ID 1020051
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $407,200 | $407,200 | $407,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.583% | 6.533% | 5.764% |
| Monthly Tax Payment | $546 | $546 | $546 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,409 | $2,540 | $3,325 |
| Total Monthly Payment | $3,047 | $3,178 | $3,963 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.