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Welcome to 163 Ocean Rd. This house has an in-person experience that makes it feel like home! For 33 years the current owners have always gone above and beyond with every detail of how they have maintained their home. You will notice this throughout every room in the house and around the exterior of the home as well. From a spacious one bedroom, one bathroom in-law suite with a dedicated washer and dryer above the oversized heated 2 car garage with 10-foot ceilings and oversized doors, to the main house with 3 bedrooms 2. 5 bathrooms, stackable washer and dryer. In the kitchen is a breakfast bar, soft close cabinetry & drawers, gas stove, dishwasher, & all appliances are stainless steel. There is an eat-in dining room. The master suite has hard wood floors & a private tiled bathroom. The fenced half acre yard has multiple access points, a plush lawn, and the yard is beautifully landscaped and maintained. There is an outdoor shower to use coming home from the beach or to use before or after you get into your swimming pool. Oh & no worries if you have a power outage. The whole house generator will take care of it. Plus, there is a top-of-the-line water filtration system. Even the driveway is oversized for plenty of parking for everyone. To say they have loved their home is understatement. BTW- If you prefer to buy this home furnished, you can. There is so much more to tell you. Smile, you just found your new home!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $719,200 | $719,200 | $719,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.294% | 6.133% | 6.058% |
| Monthly Tax Payment | $649 | $649 | $649 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,971 | $4,312 | $6,021 |
| Total Monthly Payment | $4,712 | $5,053 | $6,762 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.