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Presented by
ALB Homes Team |
This stunning expanded ranch in the heart of Mattituck offers breathtaking views of Peconic Bay and is just a short distance from its gorgeous private deeded beach. Boasting over 2, 600 square feet of living space, the home is perfectly situated on two-thirds of an acre. Upon entering, you'll find a welcoming front deck that leads into a bright foyer showcasing an open floor plan. This area is anchored by a double-sided, stacked white stone gas fireplace, creating a cozy yet stylish atmosphere. Comfortable lounge seating and a charming dining area are filled with natural light and feature beautiful wood floors. The custom kitchen is adorned with granite countertops, custom cabinetry, stainless steel appliances, and a center island with seating, making hosting and entertaining a breeze. An expansion has added a spacious great room designed with a vaulted ceiling and radiant flooring. The oversized focal point window captures the bold blue water views, while glass partition track sliding panels allow the main rooms to be opened up for larger gatherings or closed off for more intimate settings. The great room also features open stairs that lead to a finished lower level, which can serve as a media room or game room, complete with a new bathroom and additional storage space. A breezeway leads to the north wing of the home, beginning with a separate laundry area and flowing into the primary ensuite bedroom, which includes double closets and a spa-inspired bathroom. Down the hallway, three additional bedrooms share access to a newly renovated bathroom. Outdoor living is equally impressive with a beautifully crafted rear mahogany deck perfect for al fresco dining, a lower-level patio with a fire pit, and a spacious lawn ideal for relaxing with a hammock or designing a pool. The property also includes a separate outdoor remote workspace, an enclosed garden with irrigation for gardening enthusiasts, and an oversized driveway with a detached two-car garage. The vibrant hamlet is conveniently located near vineyards, farm stands, the renowned Love Lane for local shopping, and Veterans Beach.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,699,000
Sales Associates
William Raveis Real Estate
Phone: 203.332.4415
ALBhomes@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.913.1633
Jorge.Rivera@Raveis.com
NMLS Mortgage Loan Originator ID 12303
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,359,200 | $1,359,200 | $1,359,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.125% | 5.875% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.021% | 5.984% | 5.806% |
| Monthly Tax Payment | $1,140 | $1,140 | $1,140 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $7,401 | $8,040 | $11,196 |
| Total Monthly Payment | $8,666 | $9,305 | $12,461 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.