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Positioned just beyond the iconic Bridge of Lions, this thoughtfully renovated residence offers a rare opportunity to enjoy walkable access to historic downtown St. Augustine—without the noise, congestion, or parking challenges that often come with living directly within it. Inside, the home balances timeless coastal character with modern refinement. The updated kitchen blends form and function with quartz countertops, Bosch appliances, rich walnut shelving, hardwood counters, soft-close cabinetry, and subtle nautical tile accents that reflect the area’s maritime heritage. Warm, curated lighting and rich hardwood flooring throughout create a relaxed yet sophisticated atmosphere. A split floor plan provides flexibility and privacy, ideal for hosting guests or creating a quiet retreat. The primary suite features a generous walk-in closet and a well-appointed en-suite bath with double vanities, a garden tub, and a separate walk-in shower. An oversized balcony overlooks a tranquil cedar garden, offering a peaceful outdoor space that feels tucked away while remaining incredibly connected. A private one-car garage adds everyday convenience. From this location, enjoy a short, scenic walk into the heart of St. Augustine’s historic district, where dining, shopping, galleries, and year-round events—including Nights of Lights—are all within easy reach. This is lock-and-leave living designed for buyers who value location, lifestyle, and character over excess. SHORT TERM RENTALS are not allowed!
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Our Executive Mortgage Banker:
Our Insurance Division:
$515,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $412,000 | $412,000 | $412,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.533% | 5.794% |
| Monthly Tax Payment | $662 | $662 | $662 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,470 | $2,570 | $3,366 |
| Total Monthly Payment | $3,224 | $3,324 | $4,120 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.