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Presented by
Natalie Kirstein - Natalie Kirstein Team |
Looking for the complete Florida outdoor living and boating experience? This sprawling canal front ranch style home is the one! 1. HIGH AND DRY; 2. SAILBOAT WATER 5 MINUTES FROM SARASOTA BAY; and 3. possible OWNER FINANCING available with NO flood insurance required. Start with the low maintenance xeriscaped yard and walk through the roughly 1800 square feet of air-conditioned space right out to the enormous covered and screened living area wrapped around the pool. Go down the path to the canal-side tiki bar and boat lift with observation deck offering glimpses of Sarasota Bay. There is so much to love here, accumulated and assembled by the owner of 17 years. The boat, a 22-foot, 150 HP Pro-Line cuddy on the lift is included in the sale, along with the outdoor covered Jacuzzi with dedicated water heater. Other furnishings and extensive decorations could be negotiated on a separate bill of sale. The house has stood since the 50s, above the flood plain, and has remained high and dry throughout. Comfort is the key and the owner has added numerous features for easy living, including a dockside entertaining area with water, power, cable tv, a covered tiki bar, fish cleaning station, and seating area. Atop the boat lift is a custom 12 x 13 roof and deck with railing for catching views of the bay and islands. There is a lower dock for launching kayaks and loading the boat for the day’s adventure. A short trip down the canal and you are loose on open Sarasota Bay in less than 5 minutes – one of the best bay-access canals anywhere in the area. Other features too -- like extensive landscape lighting, for example -- too numerous to list can be found in the attached documents. Note that the seller is willing to negotiate private financing and will not require flood insurance. This home is located within the Bayshore Gardens Park and Recreational District, with clubhouse, pool, boat ramp and marina (at discounted rates not available to the general public), waterfront park with fishing pier and kayak launch. Boaters and water-lovers hurry, 409 Bryn Mawr Island has it all, all ready for you to start your Florida boating life today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$795,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 239.784.0491
Natalie.Kirstein@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $636,000 | $636,000 | $636,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $292 | $292 | $292 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,512 | $3,762 | $5,071 |
| Total Monthly Payment | $3,896 | $4,146 | $5,455 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.