|
|
Presented by
Jenny Gifford |
Craftsman-Style charm: 3-bedroom, 2-bath, 2 car garage one level layout with a split floor plan-ideal for privacy and comfort. Modern Amenities: Tankless Water Heater, granite countertops, gas range, slide out kitchen shelves, and large pantry. Living Room, Dining and Kitchen spacious open living area that provides ideal space for relaxing or entertaining. Large Walk-in Laundry room, Owners bedroom is generous size with private bath, two vanity sinks, walk-in shower, walk-in closet provides plentiful space. It's conveniently located in the District 7 near retail stores, grocery stores, gyms, restaurants, churches, schools and so much more. Approximately 10 minutes to downtown Spartanburg and eastside area. Enjoy an event at the new baseball stadium. Built in 2021: Practically new, with low maintenance needs. HOA is $140 per month and provides the lawn maintenance, community covered picnic area, outdoor fireplace and great place to reserve for a small gathering. 514 Olivia Springs provides many opportunities for multiple lifestyles: whether a first-time home buyer, downsizing, a perfect home for a parent, or perfect for college student with roommate. Possibilities are endless.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$247,500
Operations Manager
William Raveis Real Estate
Phone: 508.221.4083
Jenny.Gifford@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $198,000 | $198,000 | $198,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.360% | 6.304% | 5.648% |
| Monthly Tax Payment | $266 | $266 | $266 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,124 | $1,203 | $1,605 |
| Total Monthly Payment | $1,465 | $1,544 | $1,946 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.