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This home is eligible for 100% financing program. Welcome to 123 Mims Academy Drive, tucked inside the quiet Timbers community in Harleyville, just outside of Summerville. This is the kind of place where life slows down a bit--where mornings are calm, neighbors are friendly, and home feels easy. Harleyville offers a peaceful, small-town setting with open space and a genuine sense of community, while still keeping everyday conveniences within reach. Local favorites like a beloved nearby bakery add to the town's charm and make it feel familiar the moment you arrive. With only a limited number of homes in The Timbers, the neighborhood feels relaxed, private, and thoughtfully cared for. Inside, the home is designed for real life. The main living area is open and welcoming, making it easy to cook, gather, relax, and connect whether you're hosting friends or enjoying a quiet night in. The flow of the space feels natural and comfortable, creating a home that works just as well for everyday routines as it does for special moments. The primary bedroom is set apart, offering a quiet retreat at the end of the day. The additional bedrooms provide flexible space perfect for guests, working from home, or hobbies adapting easily to whatever season of life you're in. Everything is laid out on one level, keeping daily living simple and accessible. At 123 Mims Academy Drive, homeownership feels uncomplicated and comfortable place where you can settle in, and enjoy a lifestyle that's calm, connected, and truly livable. *The photos you see here are for illustration purposes only, interior, and exterior features, options, colors, and selections will differ. Please see sales agent for options.
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Our Executive Mortgage Banker:
$254,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $203,920 | $203,920 | $203,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.178% | 5.541% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,158 | $1,223 | $1,639 |
| Total Monthly Payment | $1,233 | $1,298 | $1,714 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.