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Presented by
Missy Bonfatti |
Discover your dream **waterfront retreat** in Windmill Village, a premier resident-owned 55+ gated community in beautiful Punta Gorda, Florida—consistently ranked as one of the top small places to live by Money Magazine and Forbes. This impressive 2007 Palm Harbor model home offers 1, 728 square feet of thoughtfully designed living space on an oversized lot, complete with 3 bedrooms, 2 baths, a generous living room, dining area, and a well-appointed kitchen featuring drywall construction and elegant crown molding throughout. Recent upgrades include a brand-new 2026 Daikin R32 3-ton air conditioner backed by a 12-year warranty for reliable, energy-efficient cooling, along with a new 40-gallon hot water heater for modern comfort. The home was further enhanced in 2023 with a fresh roof and durable vinyl siding, ensuring long-term appeal and protection. The kitchen stands out with its decorative tile backsplash, stainless steel appliances, tile flooring, and plenty of storage space. The spacious primary suite easily fits a king-size bed and includes a large 5. 5 x 7. 5 walk-in closet, while the primary bath features ceramic tile, dual sinks, a luxurious six-head shower, and a convenient linen closet. The additional two bedrooms provide ample room for queen beds and generous closet space. Step outside to the relaxing 16 x 18 enclosed lanai, complete with its own 18, 000 BTU mini-split AC, where you can unwind and enjoy peaceful views overlooking Tarpon Canal. Abundant storage is available indoors and in the expansive 24 x 22 two-and-a-half-car garage. Monthly fees are an affordable $260. 00, covering water, sewer, and yard maintenance. Windmill Village delivers an active, vibrant lifestyle with two private marinas offering direct Gulf access, a boat ramp, trailer storage, horseshoe pits, shuffleboard, bocce ball, billiards, indoor pickleball, a large community center, a heated pool with a new pavilion, and a wide variety of clubs and activities tailored to residents' interests. The purchase price excludes a refundable $20, 285 Buy-In Share and Bond. In today's balanced Punta Gorda market, this turnkey waterfront gem represents exceptional value for those seeking a low-maintenance, community-focused paradise. Schedule your private showing today and start living the Florida dream!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$265,500
Sales Associate
William Raveis Real Estate
Phone: 774.291.1324
Missy.Bonfatti@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.740.5922
Frank.Merola@raveis.com
NMLS Mortgage Loan Originator ID 1020051
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $212,400 | $212,400 | $212,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $162 | $162 | $162 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,256 | $1,308 | $1,721 |
| Total Monthly Payment | $1,493 | $1,545 | $1,958 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.