28 WINDMILL BOULEVARD, Punta Gorda, FL, 33950 | $265,500

Discover your dream **waterfront retreat** in Windmill Village, a premier resident-owned 55+ gated community in beautiful Punta Gorda, Florida—consistently ranked as one of the top small places to live by Money Magazine and Forbes. This impressive 2007 Palm Harbor model home offers 1, 728 square feet of thoughtfully designed living space on an oversized lot, complete with 3 bedrooms, 2 baths, a generous living room, dining area, and a well-appointed kitchen featuring drywall construction and elegant crown molding throughout. Recent upgrades include a brand-new 2026 Daikin R32 3-ton air conditioner backed by a 12-year warranty for reliable, energy-efficient cooling, along with a new 40-gallon hot water heater for modern comfort. The home was further enhanced in 2023 with a fresh roof and durable vinyl siding, ensuring long-term appeal and protection. The kitchen stands out with its decorative tile backsplash, stainless steel appliances, tile flooring, and plenty of storage space. The spacious primary suite easily fits a king-size bed and includes a large 5. 5 x 7. 5 walk-in closet, while the primary bath features ceramic tile, dual sinks, a luxurious six-head shower, and a convenient linen closet. The additional two bedrooms provide ample room for queen beds and generous closet space. Step outside to the relaxing 16 x 18 enclosed lanai, complete with its own 18, 000 BTU mini-split AC, where you can unwind and enjoy peaceful views overlooking Tarpon Canal. Abundant storage is available indoors and in the expansive 24 x 22 two-and-a-half-car garage. Monthly fees are an affordable $260. 00, covering water, sewer, and yard maintenance. Windmill Village delivers an active, vibrant lifestyle with two private marinas offering direct Gulf access, a boat ramp, trailer storage, horseshoe pits, shuffleboard, bocce ball, billiards, indoor pickleball, a large community center, a heated pool with a new pavilion, and a wide variety of clubs and activities tailored to residents' interests. The purchase price excludes a refundable $20, 285 Buy-In Share and Bond. In today's balanced Punta Gorda market, this turnkey waterfront gem represents exceptional value for those seeking a low-maintenance, community-focused paradise. Schedule your private showing today and start living the Florida dream!

Features

  • Amenities: Clubhouse, Fence Restrictions, Gated, Maintenance, Pickleball Court(s), Pool, Shuffleboard Court
  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2007
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,728
  • Acreage: 0.16
  • Est. Taxes: $1,946
  • HOA Fee: $260 Monthly
  • Adult Communities: Yes
  • Water Front: Yes
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Number Limit
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • MLS#: C7510134
  • Days on Market: 341 days
  • Website: https://www.raveis.com
    /prop/C7510134/28windmillboulevard_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/11/2026 6:03:41 AM)

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Missy BonfattiSales Associate

774.291.1324

Missy.Bonfatti@raveis.com

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Frank MerolaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1020051

508.740.5922

Frank.Merola@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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28 WINDMILL BOULEVARD, Punta Gorda, FL, 33950

$265,500

Missy Bonfatti

Sales Associate

William Raveis Real Estate

Phone: 774.291.1324

Missy.Bonfatti@raveis.com

Frank Merola

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 508.740.5922

Frank.Merola@raveis.com

NMLS Mortgage Loan Originator ID 1020051

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $212,400 $212,400 $212,400
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.398% 5.614%
Monthly Tax Payment $162 $162 $162
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,256 $1,308 $1,721
Total Monthly Payment $1,493 $1,545 $1,958

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.