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Presented by
Mikel DeFrancesco - The Mikel DeFrancesco Team |
360 ALABAMA Avenue, Palatka, FL, 32177 | $409,900
Look at this PRICE!!! Awesome Chance to own this Authentic Original Heritage Log Home! Live the country life in this 3, 400 sq. ft. Log Cabin home, while enjoying the convenience of living in town. This home perfect for Multi-Generational living, offers 4/5 Beds, 2 Baths, open floor plan. Huge laundry room with storage closets, man cave or she shed, 5th bedroom option. 2nd floor loft plus bedroom, bath, and walk in closet. Enjoy the expansive 16+ foot cathedral ceilings in main family room, with stone wood-burning fire place. Kitchen open with ample cabinets, and large eat-in island. Dining just off kitchen. Bonus office space just off dining. 1st floor also offers 3 beds, and large remodeled bath with double vanity, shiplap walls. Wrap around front porch, and nice covered back porch adorn this home. This property also includes a second lot with a metal 30X60 Barn with driveway, roll up door and covered carport/storage, in rear. Bring your chickens if you wish and create your own small farm! The great Metal barn offers 200amp electric service plus 50/100 amp RV service in rear. This home is located just outside of Palatka city limits, which puts you just minutes from schools, major shopping, restaurants, grocery, medical offices, and hospital. We are 45 minutes to Gainesville, Interstate 75, and 30 minutes to US oldest city of St. Augustine and beaches. Home has so many possibilities and just needs your touch to make it your special family home.
Features
- Bedrooms: 4
- Baths: 2 full
- Laundry: Electric Dryer Hookup
- Style: A-Frame, Log, Multi Generational
- Year Built: 1986
- Heating: Central, Electric
- Cooling: Central Air, Electric
- Approx Sq. Feet: 3,348
- Acreage: 0.76
- Est. Taxes: $2,146
- Lot Desc: Cleared, Corner Lot
- Elem. School: Kelley Smith
- High School: Palatka
- Appliances: Dishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Tankless Water Heater, Water Softener Owned
- MLS#: 2088413
- Days on Market: 265 days
- Website: https://www.raveis.com
/prop/2088413/360alabamaavenue_palatka_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Mikel DeFrancesco - The Mikel DeFrancesco TeamReal Estate Broker
617.755.8272
Mikel.DeFrancesco@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Kate RockettRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1500191
617.281.4872
Kate.Rockett@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
360 ALABAMA Avenue, Palatka, FL, 32177
$409,900
Mikel DeFrancesco - The Mikel DeFrancesco Team
Real Estate Broker
William Raveis Real Estate
Phone: 617.755.8272
Mikel.DeFrancesco@raveis.com
Kate Rockett
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $327,920 | $327,920 | $327,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.178% | 5.541% |
| Monthly Tax Payment | $179 | $179 | $179 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,811 | $1,966 | $2,636 |
| Total Monthly Payment | $2,065 | $2,220 | $2,890 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388