120 TERRACE RIDGE CIRCLE, #120, Davenport, FL, 33896 | $214,999

Don’t Miss Your Chance to Own This Resort-Style Condo Near Disney!
Welcome to Terrace Ridge in Davenport—where comfort meets convenience in this beautifully maintained 2-bedroom, 2-bathroom top-floor condo, with an ELEVATOR! Whether you're seeking a primary residence, vacation home, or short-term rental investment (no lease restrictions), this gem is ready to go! Step inside to a spacious open floor plan that flows seamlessly from the living area to the dining space, creating a bright, airy atmosphere. The kitchen features granite countertops, black appliances, and a stylish built-in granite counter—ideal for casual meals or a convenient work-from-home setup.
The primary suite boasts a large walk-in closet and private en suite bath, while the second bedroom and full guest bath offer ample comfort for family or guests. A separate laundry room with washer and dryer adds everyday ease, and the covered balcony is perfect for sipping coffee or enjoying Florida’s warm breeze. Enjoy resort-style amenities just steps away: a clubhouse, swimming pool, hot tub, fitness center, and sand volleyball court. The gated community offers peaceful walking paths and ample parking.
All of this just 20–30 minutes to Disney, 35 minutes to Universal & Epic Universe, and close to I-4, US-27, shopping, and dining.
Live the Florida lifestyle or invest in a proven vacation rental today!

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 3
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Complex: TERRACE RIDGE AT TOWN CENTER EAST CONDO
  • Year Built: 2005
  • Common Charge: $552 Monthly
  • Approx Sq. Feet: 1,261
  • Acreage: 0.02
  • Est. Taxes: $2,753
  • Pet Policy: Breed Restrictions
  • Appliances: Dishwasher, Washer
  • MLS#: O6310078
  • Days on Market: 132 days
  • Website: https://www.raveis.com
    /prop/O6310078/120terraceridgecircle_davenport_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/9/2026 2:11:38 AM)
Listing courtesy of Real Broker, LLC   Phone: 855-450-0442

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

120 TERRACE RIDGE CIRCLE, #120, Davenport, FL, 33896

$214,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $171,999 $171,999 $171,999
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 6.000% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.178% 5.541%
Monthly Tax Payment $229 $229 $229
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $950 $1,031 $1,383
Total Monthly Payment $1,254 $1,335 $1,687

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.