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Under contract-accepting backup offers. HARDWOOD FLOORS | VAULTED CEILINGS | UPDATED KITCHEN & BATHROOMS | FRESH PAINT | Live just minutes from the heart of vibrant Downtown Dunedin and only 3 miles from the sandy shores of Honeymoon Island. This beautifully updated 2-bedroom, 2-bath townhome with a bonus room and spacious family room is perfectly positioned for an active coastal lifestyle—bike or walk to the Pinellas Trail, enjoy local breweries, waterfront parks, art festivals, and the area's top dining and shopping. Located in the quiet Laurel Oaks community of Palm Harbor and in a no flood zone, this 1, 353 sq. ft. home has been meticulously maintained and upgraded with a new metal roof (2023), NEW AC (2024) with clean ducts, luxury waterproof vinyl and oak hardwood flooring, vaulted ceilings with exposed beams, a skylight, and crown molding. The kitchen offers granite countertops, stainless steel appliances, a walk-in pantry, and new lighting. The master suite includes a renovated bathroom with a double vanity, granite counters, and a glass-enclosed tile shower. A versatile bonus room with French doors makes a great third bedroom or office. Additional highlights include updated bathrooms, new ceiling fans, fresh interior paint, and a 1-car garage with epoxy flooring and keypad entry. The community features a pool, spa, tennis courts, BBQ grills, and guest parking. If you're looking for location, lifestyle, and move-in-ready comfort, this is the one—schedule your tour today! Note: Seller paid all roof assessments.
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $239,200 | $239,200 | $239,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $382 | $382 | $382 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,358 | $1,433 | $1,907 |
| Total Monthly Payment | $1,815 | $1,890 | $2,364 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.