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WHY WAIT FOR NEW CONSTRUCTION? This 2023 Home Already Has It All — and OVER $70K IN UPGRADES! Skip the wait and the extra costs — this 5-bedroom, 3-bathroom home in Berry Bay is move-in ready and packed with luxury upgrades you won’t find in a builder’s base model. Plus, this area qualifies for a $15, 000 GRANT WITH NO REPAYMENT CLAUSE — an amazing opportunity for buyers! Step inside and fall in love with the open, flowing layout designed for modern living. The CHEF'S KITCHEN features granite countertops, a huge CENTER ISLAND, BUTLER'S PANTRY, and upgraded finishes — perfect for cooking, entertaining, or just enjoying family time. Downstairs, you’ll find beautiful tile floors, a spacious main-level bedroom with its own full bath (ideal for guests or multigenerational living), and a large laundry room for convenience. Upstairs, you’ll love the luxury vinyl plank flooring, versatile loft/media room, and an oversized primary suite that feels like your own private retreat — complete with a spa-style bathroom and a PRIVATE BALCONY overlooking the pond. Step outside to your extended screened lanai with pavers, where you’ll find an outdoor kitchen and relaxing spa — the perfect setup for Florida evenings with friends and family. The TANDEM 3-car garage with epoxy floors and generator hookup adds extra space and peace of mind. And when you’re ready to get out and explore, Berry Bay’s RESORT STYLE AMENITIES are just steps away — including a clubhouse, pool, dog park, tot lot, and basketball court. Located near schools, shopping, dining, and major highways, this home offers quick access to Tampa, Sarasota, and St. Pete — so you can enjoy the best of everything the area has to offer. With upgrades already done, a prime location, and a grant that helps make ownership easier, this home truly outshines new construction. Schedule your private showing today and see why it’s the one you’ve been waiting for! ??
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Our Executive Mortgage Banker:
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$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $440,000 | $440,000 | $440,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.168% | 5.609% |
| Monthly Tax Payment | $844 | $844 | $844 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,498 | $2,635 | $3,566 |
| Total Monthly Payment | $3,434 | $3,571 | $4,502 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.