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SPACIOUS HOME IN LAND OWNED, ACTIVE 55+ COMMUNITY! Start enjoying your Florida life in this two bedroom, two bath home with water view. This home is truly a blank slate that you can personalize and make your own. When you enter, there is a proper mudroom with storage and a pantry closet. The galley kitchen features pull out shelving. The kitchen leads to the dining room where lighted built-ins provide even more room to display your treasures. The ample living room has sliding doors that open to the rear lanai. The lanai has an attached deck and overlooks a serene pond. Enjoy bird watching to your heart's content! Split bedroom floor plan gives privacy to the bedrooms. Both bedrooms have en suite bathrooms and enjoy water views. Laundry is conveniently located in the primary bathroom. Custom, stained glass windows are displayed throughout the home. Skylights in several rooms. There is a large shed off the breezeway that makes a perfect workshop. Attached one car garage and space for golf cart parking. The golf cart is also included. NOT IN A FLOOD ZONE. Quarterly fees of $747 includes 24-hour guarded gate, cable, internet, trash & grounds maintenance. The PET FRIENDLY community of Ridgewood Oaks features a heated pool & spa, pickleball & tennis courts, shuffleboard, clubhouse, outdoor exercise equipment, and many activities and opportunities to make friends. This home may also be leased with no waiting period making it a possible investment property. Close to I-75, outlet mall, library, dining, retail, and worship. SO MUCH TO OFFER!
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Our Executive Mortgage Banker:
Our Insurance Division:
$230,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $184,000 | $184,000 | $184,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.178% | 5.541% |
| Monthly Tax Payment | $64 | $64 | $64 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,045 | $1,103 | $1,479 |
| Total Monthly Payment | $1,184 | $1,242 | $1,618 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.