2617 COVE CAY DRIVE, #206, Clearwater, FL, 33760 | $85,000

Under contract-accepting backup offers. Short Sale. Wake up every day to stunning bay views in this beautifully updated second-floor studio condo located in the sought-after, gated community of Cove Cay. This light-filled 1-bedroom, 1-bathroom studio has been thoughtfully refreshed in 2024, featuring newer porcelain tile throughout, fresh interior paint, newer blinds, and essential upgrades like a newer AC unit and hot water heater—making it truly move-in ready. Enjoy your morning coffee or unwind after a long day on the enclosed balcony, where windows can be opened to let in the coastal breeze and take full advantage of the gorgeous waterfront scenery. Cove Cay is more than a place to live—it’s a lifestyle. Residents enjoy exclusive access to golfing, boating, fishing, and a full-service marina, as well as resort-style amenities including a fitness center, shuffleboard, heated pool with hot tub, and an on-site restaurant and bar. Plus, the community is surrounded by native Florida wildlife, offering a tranquil and picturesque setting. Whether you're seeking a low-maintenance home, a seasonal getaway, or an investment in a vibrant waterfront community, this studio delivers comfort, convenience, and incredible views in one perfect package.

Features

  • Elevator: Y
  • Heating: Wall Units / Window Unit
  • Cooling: Wall/Window Unit(s)
  • Levels: 9
  • Amenities: Cable TV, Clubhouse, Elevator(s), Fitness Center, Gated, Golf Course, Handicap Modified, Laundry, Maintenance, Park, Pool, Recreation Facilities, Sauna, Spa/Hot Tub, Storage
  • Rooms: 3
  • Baths: 1 full
  • Laundry: Inside, Laundry Room
  • Complex: COVE CAY 26-17 VILLAGE I
  • Year Built: 1972
  • Common Charge: $569 Monthly
  • Approx Sq. Feet: 565
  • Acreage: 1.8
  • Est. Taxes: $1,327
  • Lot Desc: Near Marina, Near Public Transit, On Golf Course
  • View: Golf Course, Trees/Woods, Water
  • Elem. School: Belcher Elementary-PN
  • Middle School: Oak Grove Middle-PN
  • High School: Pinellas Park High-PN
  • Pet Policy: Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Refrigerator, Water Purifier
  • MLS#: TB8386009
  • Days on Market: 55 days
  • Website: https://www.raveis.com
    /prop/TB8386009/2617covecaydrive_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/24/2025 7:17:08 PM)

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NMLS Mortgage Loan Originator ID 10930

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2617 COVE CAY DRIVE, #206, Clearwater, FL, 33760

$85,000

Michael Dargan

Sales Associate

William Raveis Real Estate

Phone: 203.443.3111

Michael.Dargan@raveis.com

Dave Beckman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.641.8287

Dave.Beckman@raveis.com

NMLS Mortgage Loan Originator ID 10930

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $68,000 $68,000 $68,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.360% 6.304% 5.648%
Monthly Tax Payment $111 $111 $111
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $386 $413 $551
Total Monthly Payment $572 $599 $737

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.