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DIRECT LAKEFRONT- Lake Santa Fe, is rated one of the BEST natural spring fed lakes in Florida. This listing is priced below recent appraised value on 04/2025. Welcome to your dream family lake house! Nestled on a tranquil lot with panoramic water views, this stunning lakefront home is designed for both relaxation and entertaining. With its spacious living areas, it’s the perfect place to create unforgettable memories. The main home features 3 generous bedrooms and 3. 5 bathrooms, an open-concept kitchen and living room flowing onto a screened-in porch with stunning lake
views. Upstairs you will find 2 large bedrooms, each with ensuite bathrooms along with a cozy second living area- ideal for guests. This property also features an oversized 3-car garage with ample storage for boats and lake gear. Above the garage you will find a fully finished 1-bedroom, 1-bathroom guest apartment with a full kitchen and living room- perfect for extended family, visitors, or Airbnb potential. This beautiful home sits on 0. 69 areas, designed for outdoor enjoyment and easy lake access, less than a mile from the boat ramp with plenty of space to park a boat or RV. Enjoy your days on the lake or enjoying the two screened-in porches to soak in the lake breeze. This home isn’t just a property—it’s a lifestyle. Enjoy sun-soaked days by the water, evenings under the stars, and every special moment in between. Whether you're looking for a full-time residence or a weekend escape,
this lakefront gem offers everything you need and more. This Amazing location is only 25 minutes to Gainesville, 5 minutes to downtown Melrose
and 15 minutes to Keystone Heights. Big Lake Santa Fe is a 5800 acre, aquifer fed stable lake with amazing fishing, recreation and water sports. Come for the views and stay for the peace and relaxation in this turnkey lakefront home! While all information is believed to be accurate, measurements should be verified by potential buyers.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $848,000 | $848,000 | $848,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.440% | 6.110% | 5.952% |
| Monthly Tax Payment | $904 | $904 | $904 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $4,882 | $5,084 | $7,042 |
| Total Monthly Payment | $5,911 | $6,113 | $8,071 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.