420 HANBY STREET, Crystal Beach, FL, 34681 | $895,000

Tucked away in the serene and historic community of Crystal Beach, Florida, this secluded 0. 58-acre property offers a rare opportunity to experience coastal living at its finest. Parcel of land is large enough to divide in two. As you journey down the private road, a distinctive metal fish hanging from a tree marks the entrance to this hidden gem. The stone driveway meanders through a lush landscape adorned with majestic century-old oak trees, graced with 8 grand staghorn ferns, and a variety of tropical plants that create a tranquil and inviting atmosphere. Ascending the exterior staircase, you're welcomed by a spacious wrap-around screened porch, perfect for savoring the gentle coastal breezes and panoramic views. Inside, the open-concept living area features bamboo flooring, a cozy gas-burning fireplace, and a galley-style kitchen with a convenient breakfast bar. The adjacent sunroom, bathed in natural light through its expansive windows and vaulted ceiling, boasts a striking chandelier and can easily serve as a third bedroom, complete with two large storage closets. The generously sized primary bedroom comfortably accommodates king-size furniture and includes a walk-in closet. French doors lead to an en-suite bathroom featuring a walk-in shower and a luxurious slipper tub, strategically positioned to offer tranquil garden views—perfect for unwinding after a long day. Additional amenities include laundry hookups both in a hall closet within the main house and in the carport storage room, as well as covered carport parking for up to three vehicles. The back property line is fenced and offers direct gated access to the Pinellas Trail, ideal for walking, biking, and enjoying the outdoors. Just a short stroll away, you'll find Live Oak Park, Gulf Shore Park, scenic shoreline walking paths, and a new community pier currently under construction. Crystal Beach is renowned for its laid-back, coastal lifestyle and rich history dating back to the 1900s. Residents enjoy easy access to the Gulf waters, opportunities for kayaking and paddleboarding in calm bays and inlets, and a close-knit community atmosphere. The area's charm is further enhanced by its proximity to historic Tarpon Springs and Ozona, offering a blend of cultural experiences and natural beauty. With ample space for recreational vehicles and the freedom to personalize your property, this home presents endless possibilities. Whether you're seeking a peaceful retreat, a family residence, or a unique investment opportunity, this Crystal Beach haven is ready to fulfill your vision. This exclusive property is available by appointment only, with access via a private road. Don't miss the chance to own a slice of paradise in one of Florida's most desirable coastal communities. Contact us today to arrange your private viewing. As the locals say, "If you're lucky enough to live in Crystal Beach, you're lucky enough. "

Features

  • Amenities: Park, Trail(s)
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 147 x 177
  • Laundry: Inside, Outside, Washer Hookup
  • Style: Coastal, Elevated, Florida
  • Year Built: 1981
  • Garage: Tandem, Under Building
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,844
  • Acreage: 0.58
  • Lot Size: 147 x 177
  • Est. Taxes: $2,598
  • Lot Desc: Flood Insurance Required, FloodZone, In County, Irregular Lot, Landscaped, Level, Near Golf Course, Near Marina, Near Public Transit, Oversized Lot, Private, Street Dead-End, Unincorporated
  • View: Garden, Trees/Woods
  • Elem. School: Ozona Elementary-PN
  • Middle School: Palm Harbor Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: TB8384267
  • Days on Market: 196 days
  • Website: https://www.raveis.com
    /prop/TB8384267/420hanbystreet_crystalbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/9/2025 3:05:52 PM)

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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420 HANBY STREET, Crystal Beach, FL, 34681

$895,000

Terry Larsen

Luxury Properties Specialist

William Raveis Real Estate

Phone: 561.289.4462

Terry.Larsen@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $716,000 $716,000 $716,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.440% 6.133% 6.058%
Monthly Tax Payment $217 $217 $217
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,122 $4,293 $5,994
Total Monthly Payment $4,430 $4,601 $6,302

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.