|
Unique Two-In-One home design. The first level features 2 bedrooms and 1 bath, while the second level provides an additional 2 bedrooms and 2 baths, making it ideal for families or guests seeking both comfort and privacy. This exceptional property is located on Little Gasparilla Island, a bridgeless barrier island off the coast of the Cape Haze Peninsula and is accessible only by private boat or water taxi. The island is just a short 10-minute ride across the bay, offering a tranquil escape from the hustle and bustle of the mainland. Here, you can truly unwind and let your stress melt away. Located at the end of a peaceful cul-de-sac in Gaspar’s Hideaway. Residents enjoy the convenience of first come first served docking for your boat and deeded beach access. The Homeowners Association fee is just $650 per year. The first level boasts a spacious kitchen with custom wood cabinets, abundant storage, granite countertops, and a breakfast bar. Sliding glass doors open to a large deck, complete with an outdoor kitchen and grilling area, perfect for entertaining. The kitchen, living room, and dining room areas feature waterproof luxury vinyl plank flooring. The full bathroom has been updated with a new toilet, vanity, and a walk-in shower with new tiles and flooring. This level also provides access to the garage, which is equipped with washer and dryer hookups, and offers ample space for a golf cart, beach gear, fishing tackle, and built-in storage compartments for tools and supplies. Upon entering the upper level, you are welcomed by an inviting foyer and a staircase leading to a spacious living room with a fireplace, built-in shelving, and French doors opening to a screened lanai. The living room and kitchen showcase beautiful high-volume wood ceilings, creating an airy and elegant atmosphere. The kitchen is equipped with granite countertops, stainless steel appliances, and a generous walk-in pantry with a stacked, front-load washer and dryer. The adjacent dining area is perfect for family meals or entertaining guests. The guest bedroom includes ample closet space and high ceilings. The hall bath features a double sink vanity, a built-in linen closet, and high ceilings. The primary bedroom offers a large walk-in closet and an ensuite bathroom with a walk-in shower featuring bench seating, a glass front, and a double sink vanity. The home has been thoughtfully updated with a new metal roof, new vinyl siding, fresh paint throughout both levels, and new flooring. Little Gasparilla Island does not have grocery stores, restaurants, or shops, but it does offer 3 ½ miles of pristine, uncrowded beaches, ideal for collecting seashells and shark’s teeth, swimming, or simply relaxing in the sun with a good book. The surrounding waters provide excellent fishing opportunities for redfish, snook, snapper, trout, and more. By water, you can easily reach a variety of delightful dock-side restaurants. As the day ends, neighbors often gather by the water’s edge to watch the sunset, concluding another blissful day in this island paradise. Come and discover this lovely home, embrace the unique lifestyle it offers, and experience what it truly means to live on island time.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$685,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $548,000 | $548,000 | $548,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.520% | 5.900% |
| Monthly Tax Payment | $145 | $145 | $145 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,286 | $3,419 | $4,514 |
| Total Monthly Payment | $3,522 | $3,655 | $4,750 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.