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Price Reduction. Two homes in one. That’s right, two in one; first level is 2 bedrooms, 1 bath and the second level is 2 bedrooms, 2 bath. This lovely home is located on Little Gasparilla Island, a bridgeless barrier island off the coast of the Cape Haze Peninsula and is only accessible by private boat or water taxi, just a short 10-minute ride across the bay. If you are looking for a quiet and relaxing place to get away, you need to come see the island and feel the stress of the mainland start to slip off your shoulders. The home sits at the end of a quiet cul-de-sac in Gaspar’s Hideaway where you have docking for your boat and beach access. The HOA fee is $650 a year. The first level of the home has a roomy kitchen with custom wood cabinets and plenty of storage, granite countertops, breakfast bar, and sliding glass doors that open onto a large deck with outside kitchen and grilling area. The living room, dining room, and kitchen areas have waterproof luxury vinyl plank flooring. The full bathroom has been updated with a new toilet, vanity, and the walk-in shower has new tiles and flooring. You can enter the garage from this level where the washer and dryer hookups are located. The garage is large enough for a washer/dryer, your golf cart, beach toys, fishing tackle, and it has built-in storage compartments for tools, paints and more. On the upper level when you enter you have a lovely entry foyer, and the staircase leads to the large living room, with fireplace, built-in shelving unit, and French doors that lead out to the screened in lanai. You’ll be wowed by the beautiful high volumed wood ceilings throughout the living room and kitchen. The kitchen has granite countertops, stainless steel appliances, spacious walk-in pantry with stack, front load, washer and dryer and the dining room is off the kitchen. The guest bedroom has ample closet space and high ceilings. The hall bath has double sink vanity, built in linen closet and high ceilings. The primary bedroom has a large walk-in closet, and high ceilings, the ensuite bathroom has a walk-in shower with bench seating and glass front, and double sink vanity. The home has a new metal roof, new vinyl siding, freshly painted inside both levels, and new flooring throughout. Little Gasparilla Island doesn’t have any grocery stores, restaurants, or shops but we have 3 ½ miles of uncrowded beach to wander on and collect seashells and shark’s teeth, swim, or sit with a good book and soak up the sun. There is great fishing in the surrounding waters for redfish, snook, snapper, trout and more. By water there are many wonderful restaurants to cruise to. Then at the end of the day meet your friendly neighbors at the water's edge to watch the sun set on another blissful day in paradise. Come and see this lovely home and all it has and find out what it’s like to live on island time.
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$725,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $580,000 | $580,000 | $580,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.360% | 6.304% | 5.648% |
| Monthly Tax Payment | $145 | $145 | $145 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,293 | $3,524 | $4,701 |
| Total Monthly Payment | $3,529 | $3,760 | $4,937 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.