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Welcome to 204 beech St valley stream NY 11580, this beautiful and well-maintained house is perfectly nestled in the desirable area of valley stream. the front yard welcomes you with a stunning garden and a tree which is decorative for the holidays season. Step inside to find a bright and cozy living room, ideal for family gatherings, there is an inviting eat in kitchen, with granite countertop, Stanley still appliances and beautiful cabinets. The formal dining room is ideal for family gathering. There is a door leading directly to the backyard. outside you'll find a lovely gazebo for your entertainment or family gathering, one car garage, a perfect driveway. The master bedroom is on the 1st floor plus another bedroom and a bathroom. The second-floor feature two bedrooms. and a bath Downstairs a full finished basement with a separate entrance offers endless potential, whether for a recreational area, home office, or guest space. This property truly has it all. Here is your opportunity to own your home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$779,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $623,200 | $623,200 | $623,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | $750 | $750 | $750 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,686 | $3,837 | $5,089 |
| Total Monthly Payment | $4,528 | $4,679 | $5,931 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.