100 18TH STREET NW, Ruskin, FL, 33570 | $799,000

Under contract-accepting backup offers. Back on the market! This WATERFRONT paradise is the perfect oasis for a boating/fishing enthusiast, or simply anyone dreaming of a coastal cottage getaway! Brand new front doors and front porch tile! OPEN WOOD DOCK with 10, 000-lb BOAT LIFT, FULLY FENCED at the end of a dead-end street with privacy gate, plenty of parking space, and NO HOA or CDD, so bring your boat, trailer, RV, ATVs, and other toys! NEW is the word used over and over when describing this beautiful 3-bedroom, 3-bathroom, 2-car garage home: NEW HVAC (2025), NEW PLANTATION SHUTTERS throughout, NEW hot water heater (2024), all major appliances are NEW (2024), and NEW PAINT inside and out! From WOOD CEILINGS to CROWN MOLDING, there are so many special touches to this relaxing refuge. The METAL ROOF includes hurricane strapping that was inspected this year (2025). The spacious COVERED & SCREENED FRONT PORCH is surrounded by fresh, colorful landscaping and has two fans for breezy comfort year-round. Step through the glass double-door entry to be met with TILE FLOORING throughout! There's a 7X12 storage room off the living room, and a GREAT ROOM with even greater windows to let in that gorgeous water and conservation view, and they're all equipped with blinds for shielding the light and warmth when desired. The immaculately UPDATED KITCHEN features a BREAKFAST BAR, ISLAND, STAINLESS STEEL APPLIANCES, and sliders to the back lanai. The Primary Suite includes black-out curtains, a 6X10 WALK-IN CLOSET with CUSTOM BUILD-INS, and an EN-SUITE BATHROOM with a DUAL SINK VANITY, a WALK-IN SHOWER with DUAL SHOWER HEADS, a separate JETTED TUB, and a water closet. The Primary Bedroom also provides access to the enclosed FLORIDA ROOM - install a hot tub, set up seating, or since it leads right on out to the dock and boat lift, continue using this space as a fishing room! The front bedroom has its own EN-SUITE BATHROOM featuring a single sink vanity and shower stall, and the third bedroom (currently used as a craft room) includes TWO CLOSETS! The interior laundry room includes cabinetry, counterspace, a storage closet as well as a coat closet by the garage, its own sink, LG washer/dryer, and connects to the third full bathroom with its single sink vanity and shower stall. The COVERED & SCREENED WRAP-AROUND LANAI was TILED in 2023 and has NEW CEILING FANS, and there's a perfect covered grilling spot off to the side. This home is truly something special. Feel like you've escaped the rest of the world and start making new memories here.

Features

  • Rooms: 13
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 95 x 116
  • Laundry: Inside, Laundry Room
  • Year Built: 1950
  • Garage: 2-car Boat, Off Street, Parking Pad, RV Parking
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,496
  • Acreage: 0.25
  • Lot Size: 95 x 116
  • Est. Taxes: $4,254
  • Lot Desc: Flood Insurance Required, FloodZone, In County, Landscaped, Street Dead-End
  • View: Trees/Woods, Water
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8383446
  • Days on Market: 151 days
  • Website: https://www.raveis.com
    /prop/TB8383446/10018thstreetnw_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/9/2025 3:05:52 PM)

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561.289.4462

Terry.Larsen@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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100 18TH STREET NW, Ruskin, FL, 33570

$799,000

Terry Larsen

Luxury Properties Specialist

William Raveis Real Estate

Phone: 561.289.4462

Terry.Larsen@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $639,200 $639,200 $639,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.375% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.533% 6.533% 5.668%
Monthly Tax Payment $355 $355 $355
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,730 $3,988 $5,180
Total Monthly Payment $4,176 $4,434 $5,626

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.