3 Cedar Reef Drive, #E-108, Harbor Island, SC, 29920 | $249,000

Experience the epitome of coastal living! This condo is nestled within the serene, gated community of Harbor Island, SC. Positioned midway between Charleston and Savannah, this fully furnished 1-bedroom, 1. 5-bath villa offers a tranquil retreat or a lucrative investment opportunity in the vibrant Harbor Island rental market. This is turnkey condo boasts a bright and airy ambiance, enhanced by extra windows that flood the space with natural light. Step out onto your private deck to enjoy unobstructed views of the lush greenway, the inviting condo pool, and the ocean beyond. Recent updates include a new rear deck, hurricane-rated windows and sliding door, new insulation, and exterior Hardiplank siding completed in 2020. A new HVAC system was installed in 2021, Residents enjoy exclusive access to a suite of amenities, including a private villa pool, beach access, tennis and pickleball courts, a fitness center, and a large community pool with a kiddie pool and playground. The island's crown jewel is its 2. 5 miles of pristine white sand beach, perfect for relaxation and recreation.

Features

  • Heating: Central
  • Cooling: Central Air
  • Amenities: Tennis Court(s), Garden, Fitness Center, Dog Park, Pool, Boat Storage, Security Gate
  • Bedrooms: 1
  • Baths: 1 full / 1 half
  • Development: Harbor Island
  • Year Built: 1980
  • Approx Sq. Feet: 806
  • Appliances: Electric Range, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
  • MLS#: 190351
  • Days on Market: 257 days
  • Website: https://www.raveis.com
    /prop/190351/3cedarreefdrive_harborisland_sc?source=qrflyer
This information is deemed reliable, but not guaranteed. Neither the Lowcountry Regional MLS, nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is for use by its members and is not intended for use for any other purpose. Source: LowCountry Regional MLS
Listing courtesy of eXp Realty LLC - Bluffton   Phone: 888-440-2798

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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3 Cedar Reef Drive, #E-108, Harbor Island, SC, 29920

$249,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $199,200 $199,200 $199,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.334% 6.292% 5.628%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,147 $1,210 $1,614
Total Monthly Payment $1,222 $1,285 $1,689

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.