3301 SANTA BARBARA DRIVE, Punta Gorda, FL, 33983 | $449,000

Escape to this GULF ACCESS haven, with prime waterfront & wildlife, just 4 houses by canal to Charlotte Harbor and Peace River, where you can travel through mangroves, and then upstream to cypress landscapes, or downstream to nearby parks and Fisherman’s Village. Harbor Heights’ wide waters are perfect for fishing, crabbing, or small sailboat adventures, with wildlife like snook and tarpon thriving in this protected ecosystem. No deed restrictions, PERFECT for SHORT or LONG TERM RENTAL.

Inside, VAULTED CEILINGS and TILE FLOORNG create a spacious, airy feel, complemented by a NEWER ROOF (2017), NEWER A/C (2019) recent RE-PLUMBING, NEWER WATER HEATER, and a NEW POOL CAGE AND SCREEN. The home is wind resistant, with convenient storm coverings for the windows and an IMPACT GARAGE DOOR.

Immerse yourself in an outdoor tropical oasis with a HEATED POOL AND SPA and a very spacious pool deck designed for entertaining. Vibrant landscaping surrounds the home, with an IRRIGATION SYSTEM fed by a well. A SHED and FENCING enhance the convenience of the yard.

Adventure out to sea, or simply stay home and fish, via the upgraded docks, kayak storage, and versatile lift that has been converted to a mechanical dock for kayaks/canoes/small boats. You can crab right from the dock, and enjoy the famed Charlotte Harbor blue crabs. The fish light draws snook, crabs, and more right to the dock, while the canal also attracts redfish, mangrove snappers, tarpon, catfish, and the occasional manatee or dolphin. The protected mangroves nurture wildlife, making the Peace River estuary a fishing paradise.

NO HOA, DEED OR LEASE RESTRICTIONS. This paradise comes with a side of freedom and autonomy from restrictive community rules. As if that wasn’t enough, the family golf cart can be included with the sale! TRANSFERABLE FLOOD INSURANCE is available.

Harbor Heights is a friendly community with a waterfront playground, tennis, pickleball, shuffleboard, and basketball courts, fishing docks, a new public boat ramp/launch and more. You can join the Harbor Heights Civic Association to participate in community clubs and events.

This wildlife-rich, fishing paradise has easy I-75 access with proximity to nearby shopping and dining in historic Punta Gorda, Allegiant Airport and more. Your Florida outdoor sanctuary awaits! SELLER OFFERING RATE BUYDOWN, HUGE SAVINGS PER MONTH!

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 1984
  • Garage: 2-car Garage Door Opener
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,695
  • Acreage: 0.23
  • Est. Taxes: $3,031
  • Lot Desc: Landscaped
  • View: Water
  • Pool: Gunite, Heated, In Ground, Lighting, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: C7509709
  • Days on Market: 247 days
  • Website: https://www.raveis.com
    /prop/C7509709/3301santabarbaradrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/16/2026 4:38:12 PM)

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NMLS Mortgage Loan Originator ID 223191

203.274.0501

Gerry.OBrian@raveis.com

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3301 SANTA BARBARA DRIVE, Punta Gorda, FL, 33983

$449,000

Mitchell Stevenson

Sales Associate

William Raveis Real Estate

Phone: 203.685.7324

Mitchell.Stevenson@raveis.com

Gerry O'Brian

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.274.0501

Gerry.OBrian@raveis.com

NMLS Mortgage Loan Originator ID 223191

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $359,200 $359,200 $359,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.156% 5.522%
Monthly Tax Payment $253 $253 $253
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,040 $2,151 $2,888
Total Monthly Payment $2,368 $2,479 $3,216

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.