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Presented by
Terry Larsen |
Don’t miss your opportunity to live in Historic Old Northeast, St Petersburg, just 2 blocks from Coffee Pot Bayou, but - NO DAMAGE FROM HURRICANES and NO FLOOD INSURANCE REQUIRED - this block-constructed home is in FEMA flood Zone X. Do you know that this part of 22nd Avenue is residential and only 2 lanes? Evenings are quiet and perfect for strolling through the Old Northeast and along the waterfront. Completely renovated and updated mid-century modern home, also with a new construction (built in 2018) 2 story addition which includes a light and bright sunroom on the 1st floor and a spacious 2nd floor en-suite 3rd bedroom/in-law suite/studio ‘apartment’ living area with its own mini-split central AC system - both spaces overlook a lush “English” style garden. You really must see the inside and fenced garden area to fully appreciate this well-maintained home. Nearly 2000 square feet of living space. 3-bedrooms, 3-full bathrooms, 1-car attached garage, fenced back yard, and circular brick paver driveway in front of the home. As soon as you step in the front door you are sure to be surprised and will appreciate the large, bright and open living area which includes the living room, kitchen, dining space, and separate sitting/reading area. The primary bedroom on the first level opens via French doors onto the spacious sunroom. Relax in this sunlit room, enjoy the quiet and view of a beautiful garden. And, there is still room for a pool. The 2nd story of the addition is perfect for working professionals who need a separate quiet space – or, if you are looking for income potential, this property qualifies for having a long-term rental unit (ADU, Accessory Dwelling Unit). Nothing to do now except move in. Clarification Note: County records indicate 1905sf of living space. Square footage of living space as provided by owner: 1933sf.
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Our Executive Mortgage Banker:
Our Insurance Division:
$995,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 561.289.4462
Terry.Larsen@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $796,000 | $796,000 | $796,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.000% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.440% | 6.133% | 6.058% |
| Monthly Tax Payment | $327 | $327 | $327 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,582 | $4,772 | $6,663 |
| Total Monthly Payment | $5,001 | $5,191 | $7,082 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.