246 22ND AVENUE NE, St. Petersburg, FL, 33704 | $995,000

Don’t miss your opportunity to live in Historic Old Northeast, St Petersburg, just 2 blocks from Coffee Pot Bayou, but - NO DAMAGE FROM HURRICANES and NO FLOOD INSURANCE REQUIRED - this block-constructed home is in FEMA flood Zone X. Do you know that this part of 22nd Avenue is residential and only 2 lanes? Evenings are quiet and perfect for strolling through the Old Northeast and along the waterfront. Completely renovated and updated mid-century modern home, also with a new construction (built in 2018) 2 story addition which includes a light and bright sunroom on the 1st floor and a spacious 2nd floor en-suite 3rd bedroom/in-law suite/studio ‘apartment’ living area with its own mini-split central AC system - both spaces overlook a lush “English” style garden. You really must see the inside and fenced garden area to fully appreciate this well-maintained home. Nearly 2000 square feet of living space. 3-bedrooms, 3-full bathrooms, 1-car attached garage, fenced back yard, and circular brick paver driveway in front of the home. As soon as you step in the front door you are sure to be surprised and will appreciate the large, bright and open living area which includes the living room, kitchen, dining space, and separate sitting/reading area. The primary bedroom on the first level opens via French doors onto the spacious sunroom. Relax in this sunlit room, enjoy the quiet and view of a beautiful garden. And, there is still room for a pool. The 2nd story of the addition is perfect for working professionals who need a separate quiet space – or, if you are looking for income potential, this property qualifies for having a long-term rental unit (ADU, Accessory Dwelling Unit). Nothing to do now except move in. Clarification Note: County records indicate 1905sf of living space. Square footage of living space as provided by owner: 1933sf.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 48 x 110
  • Laundry: In Garage
  • Style: Mid-Century Modern
  • Year Built: 1972
  • Garage: 1-car Circular Driveway, Driveway, Garage Door Opener, Off Street
  • Heating: Central, Electric
  • Cooling: Central Air, Mini-Split Unit(s)
  • Approx Sq. Feet: 1,933
  • Acreage: 0.12
  • Lot Size: 48 x 110
  • Est. Taxes: $3,929
  • Lot Desc: FloodZone, City Lot, Level, Near Public Transit, Sidewalk
  • View: Garden
  • Pet Policy: Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Range, Range Hood, Refrigerator, Tankless Water Heater, Washer
  • MLS#: TB8381370
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8381370/24622ndavenuene_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/9/2025 3:03:07 PM)

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NMLS Mortgage Loan Originator ID 16953

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246 22ND AVENUE NE, St. Petersburg, FL, 33704

$995,000

Terry Larsen

Luxury Properties Specialist

William Raveis Real Estate

Phone: 561.289.4462

Terry.Larsen@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $796,000 $796,000 $796,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.440% 6.133% 6.058%
Monthly Tax Payment $327 $327 $327
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,582 $4,772 $6,663
Total Monthly Payment $5,001 $5,191 $7,082

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.