531 Ray Street, #10, Freeport, NY, 11520 | $539,000
Welcome to Yachtman’s Cove a new beautiful waterfront condo community in the heart of Freeport. Unit 10 is a diamond condition, move-in-ready home that offers more than just a great location it’s a lifestyle upgrade. Step inside and you’ll immediately notice the spacious, three-level layout designed for comfort and easy living. On the main level, the open-concept floor plan features hardwood floors, central air, and a bright efficiency kitchen with granite countertops and stainless steel appliances. The kitchen flows right into a generous dining area and a large living room with sliding doors that lead to a cozy balcony. Upstairs, the primary suite is a true retreat, complete with cathedral ceilings, skylights, and two closets. A second bedroom, full bathroom, and convenient laundry closet round out the floor. On the top level, there’s a third bedroom great for guests, a home office, or your own personal gym. Storage? No problem. Closets are everywhere. And when it comes to parking, this unit has a rare heated 2-car tandem garage. Even better, it includes a private deeded boat slip, so you can hop on the water anytime. The community itself is designed for relaxation and connection, with a scenic boardwalk, green space, and a charming gazebo all just steps from your front door. Whether you’re downsizing, just starting out, or simply ready to live by the water, this home checks all the boxes. Come see what makes life at Yachtman’s Cove so special.
Features
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full / 1 half
- Style: Contemporary
- Year Built: 2016
- Garage: 2-car
- Heating: Forced Air
- Cooling: Central Air
- Approx Sq. Feet: 1,540
- Acreage: 1.43
- Est. Taxes: $9,872
- HOA Fee: $600 Monthly
- Water Front: Yes
- Elem. School: Leo F Giblyn School
- Middle School: John W Dodd Middle School
- High School: Freeport High School
- School District: Freeport
- Appliances: Cooktop, Dishwasher, Dryer, Freezer, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer
- MLS#: 848879
- Days on Market: 43 days
- Website: https://www.raveis.com
/prop/848879/531raystreet_freeport_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Ryan FortierInsurance Sales Director, William Raveis Insurance
516.739.7731
Ryan.Fortier@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
531 Ray Street, #10, Freeport, NY, 11520
$539,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $431,200 | $431,200 | $431,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.280% | 5.541% |
| Monthly Tax Payment | $823 | $823 | $823 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,448 | $2,620 | $3,466 |
| Total Monthly Payment | $3,363 | $3,535 | $4,381 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535