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Presented by
Nancy Vare |
This large 100’ x 122' lot is located on Little Gasparilla Island, a bridgless barrier island off the Cape Haze Pensulia and is only accessible by private boat or water taxi. This lot is third back from the gulf. Being approximately 400’ away from the blue green water you’ll be able to hear the waves lapping at the shore, feel the soft tropical breezes, and have potential views of the water from your future home. This lot is behind the costal construction control line so no state variance is needed. If you are looking for a quiet and relaxing place to get away, you need to come see the island and feel the stress of the mainland start to slip off your shoulders. Little Gasparilla Island doesn’t have any grocery stores, restaurants, or shops but we have 3 ½ miles of uncrowded beach to wander on and collect seashells and shark’s teeth, swim, or sit with a good book and soak up the sun. There is great fishing in the surrounding waters for redfish, snook, snapper, trout and more. By water there are many wonderful restaurants to cruise to. Once your island dream home is built you can start enjoying all the amazing beauty of the island, one of which is watching the fabulous sunsets each evening. You can also drive your golf cart around the island and meet all the friendly neighbors. King St runs east to west; the community dock is on the east side and the beach access is on the west. The community dock, which is first come first served, was damaged by the recent hurricanes and the dock association is in the process of having the dock rebuilt. This lot will need to join the dock association, then the yearly fee is $250.
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Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$275,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.522.1354
Nancy.Vare@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $220,000 | $220,000 | $220,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,301 | $1,355 | $1,796 |
| Total Monthly Payment | $1,376 | $1,430 | $1,871 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.