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Level lot, big house, no house behind the back yard in wood area, very bright inside the house. Kitchen - remodel, new granite countertops, sink, and faucets, new lighting fixture, repainted cabinets inside, outside, & draws, all appliance stainless steel and range 3 or 4 years. Dinning room - new lighting fixture. All bedrooms - new carpet, new paint for the interior, door, and trims. Bathrooms - remodeled, new granite countertops, sinks, and faucets, repainted inside of cabinets and draws, new lighting fixtures. Garage - ceiling storage shelf, new wall and ceiling paint, new epoxy floor. New hot water heater tank with 12 years material warranty, 3 years manufacturer and 5 years Allstate buydown labor warranty. New dryer and 3 years old washer with 10 years warranty. New roof installed in Dec 2021, with four points and wind mitigation inspections to reduce your insurance premium, with 50 years lifetime material warranty and one time transfer, 10 years labor warranty with one time transfer from the installer. New grass in front and sides. Exterior paint 7 years old with Sherwin Williams 25 years material warranty. Tile floor in the entire first floor. One bedroom and one full bathroom in the first floor. New HVAC installed in April 2023 with Trane brand, 10 years material and 3 years labor warranty and transfer.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$465,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $372,000 | $372,000 | $372,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.933% |
| Monthly Tax Payment | $635 | $635 | $635 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,230 | $2,321 | $3,089 |
| Total Monthly Payment | $2,940 | $3,031 | $3,799 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.