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Located in the gated Terrace Ridge community, this fully furnished third-floor condominium offers exceptional flexibility — ideal as a short-term rental, long-term investment, winter retreat, or affordable full-time residence.
Positioned on the quiet side of an elevator-serviced building, this unit enjoys peaceful wooded views from every room — no parking lot exposure here. The bright, open living space features comfortable leather recliners and a sleeper sofa, flowing seamlessly to a spacious dining area with sliding glass doors leading to a private balcony. A built-in desk nook adds practical space for remote work or managing bookings. The kitchen is fully equipped and move-in ready, offering generous cabinet storage, a full-size pantry, and direct access to the interior laundry room (washer and dryer included). The hot water heater was replaced in August 2025, and the AC has recently been serviced — providing added peace of mind. The split-bedroom floor plan maximizes privacy. The primary suite includes two walk-in closets — one designed as an owner lock-off — and an en-suite bath featuring both a walk-in shower and tub/shower combination. The second bedroom is privately situated off its own hallway with access to a full second bath, making it ideal for guests, roommates, or tenants. Terrace Ridge residents enjoy a resort-style pool, clubhouse, and fitness center — all included in a very reasonable HOA fee that also covers water, trash, cable, and high-speed internet. With only electricity as your additional monthly utility, operating costs remain impressively low — a key advantage for both investors and full-time owners. Just minutes from Publix, Aldi, shopping, dining, and with easy access to I-4 and SR 429, this location offers convenience without sacrificing tranquility. Qualified buyers may receive a 1-year interest rate buydown for the first year paid by the Seller’s preferred lender (subject to credit approval and program availability). Call today for details and current rental potential.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$218,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $174,800 | $174,800 | $174,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.120% | 5.541% |
| Monthly Tax Payment | $225 | $225 | $225 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $979 | $1,047 | $1,405 |
| Total Monthly Payment | $1,279 | $1,347 | $1,705 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.