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Presented by
The Lucci Witte Team |
Under contract-accepting backup offers. IMMACULATE AND TURN KEY, WITH THE FEATURES YOU ARE LOOKING FOR IN YOUR NEW HOME ! Bring your toothbrush and your golf clubs, it's time to actually ENJOY retirement !! Attractive home on a beautiful, shaded corner lot with an open floor plan, luxury vinyl plank flooring that flows thru the main body and leads you to the spacious kitchen with lovely Oak cabinets, and large center island, perfect for creating culinary delights while visiting with family and friends. Bright and sunny Florida room with new vinyl double pane hi efficiency windows adds a second opportunity for media, office, reading or hobby space, which leads out to a spacious covered patio that is ideal for grilling and outdoor chillin ! Split bedroom floorplan boasts of 2 ample sized bedrooms, walk in closets and easy to care for laminate flooring. ROOF 2018, HVAC 2015, WATER HEATER 2017, WATER SOFTENER. Home is being sold TURN KEY, HOWEVER, if buyer wants nothing, the house can be emptied before closing. SPRUCE CREEK PRESERVE is a fun, friendly, active, 55+, gated, golf community. With pool, spa, pickleball, tennis, cornhole, shuffleboard, fitness center, water aerobics, yoga, exercise groups, billiards, bunco BINGO, cards, games, crafts, dinners, dances, potlucks, social and travel clubs. Minutes from golf, groceries, restaurants, banking, gas, medical facilities, hiking and biking nature trails. North Central Florida location is ideal for daytrips from the Gulf to Atlantic and everywhere between. easy access to airports and cruising ports
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$224,000
Sales Associates
William Raveis Real Estate
Phone: 978.273.0099
TheLucciWitteTeam@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 978.314.1072
Joanne.OKeefe@raveis.com
NMLS Mortgage Loan Originator ID 38342
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $179,200 | $179,200 | $179,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.280% | 5.609% |
| Monthly Tax Payment | $155 | $155 | $155 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,017 | $1,089 | $1,452 |
| Total Monthly Payment | $1,247 | $1,319 | $1,682 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.