35 OCEAN CREST WAY, #1131, Palm Coast, FL, 32137 | $499,000

Discover refined coastal living in this beautifully upgraded 3-bedroom, 2-bathroom corner condo located in the desirable Hammock Beach Club Villas. This end-unit offers wide-open views to the south and west, filling the space with sunlight and showcasing the peaceful ambiance of this private resort community.

The kitchen has been fully renovated with stainless steel appliances, pullout shelving, custom backsplash, and under-cabinet lighting—ideal for both functionality and entertaining. Elegant bamboo flooring flows through the main living areas, while tile enhances the entryway, bathrooms, and laundry room. Additional touches such as crown and floor molding, updated light fixtures, and stylish ceiling fans add sophistication throughout. Step outside to a spacious balcony finished with cultured stone flooring—perfect for enjoying morning coffee or evening sunsets.

Recent improvements include a new A/C unit installed in 2020, a completely renovated guest bathroom in 2024, and a brand-new hot water heater added in 2025.

As part of the Hammock Beach Club, residents enjoy access to an exceptional range of amenities including the outdoor fantasy pool complex with a lazy river and water slide, an indoor pool, state-of-the-art fitness center, tennis and pickle ball courts, multiple on-site restaurants, and a vibrant calendar of social events. Golf enthusiasts will love the access to both the Jack Nicklaus-designed Ocean Course and the Tom Watson Conservatory Course.

Whether you're searching for a full-time residence, a vacation getaway, or a luxury investment, this Villa offers the perfect blend of comfort, upgrades, and an unbeatable coastal lifestyle.

Features

  • Elevator: Y
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Levels: 4
  • Amenities: Cable TV, Elevator(s), Gated, Maintenance, Security, Vehicle Restrictions
  • Rooms: 4
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Complex: HAMMOCK BEACH VILLAS
  • Year Built: 2002
  • Approx Sq. Feet: 1,696
  • Acreage: 0.75
  • Est. Taxes: $3,297
  • Condo Fee: $1,202 Monthly
  • Elem. School: Old Kings Elementary
  • Middle School: Indian Trails Middle-FC
  • High School: Matanzas High
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: FC309535
  • Days on Market: 363 days
  • Website: https://www.raveis.com
    /prop/FC309535/35oceancrestway_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/23/2026 3:03:16 AM)

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Russell BaboffVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1014636

860.463.1745

Russell.Baboff@raveis.com

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Our Insurance Division:

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35 OCEAN CREST WAY, #1131, Palm Coast, FL, 32137

$499,000

Broder Team

Sales Associates

William Raveis Real Estate

Phone: 860.313.1300

BroderGroup@raveis.com

Russell Baboff

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.463.1745

Russell.Baboff@raveis.com

NMLS Mortgage Loan Originator ID 1014636

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,200 $399,200 $399,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $275 $275 $275
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,458 $2,521 $3,315
Total Monthly Payment $2,808 $2,871 $3,665

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.